Findthe Perfect Mortgage & Financing Solutions in Canada

Whether you’re buying a home, expanding your business, or developing land, securing the right financing is crucial. At the Genesis Group, we specialize in tailored mortgage and financing solutions in Canada that empower you to achieve your financial goals with confidence. Explore our expert-driven services below and discover how we can help you secure the best rates and terms in Canada.

Comprehensive Guides for Homebuyers and Investors in Canada-the Genesis Group

Residential Mortgages

Your dream home is within reach. From first-time homebuyer programs and affordable mortgages to refinancing and renewals, our residential mortgage options are designed to fit your budget and lifestyle.
  • Low-Down-Payment Programs
  • Fixed or Variable Rates
  • Flexible Amortization
  • Fast Pre-Approvals
Learn More About Residential Mortgages

Commercial Mortgage Solutions

Secure financing for office spaces, retail properties, and multi-unit buildings with expert commercial mortgage financing. Our team helps you navigate complex deals, ensuring you get competitive rates and terms.
  • Office & Retail Investments
  • Multi-Family Properties
  • Customized Repayment Structures
  • Expert Market Analysis
Learn More About Commercial Mortgages

Land Development Financing

Transform raw land into profitable projects. With our specialized land development loans, you can fund site improvements, construction, or subdivision plans to maximize your property’s potential.
  • Flexible Draw Schedules
  • Competitive Interest Rates
  • Financing for Residential & Commercial Land
  • Tailored Solutions for Developers
Learn More About Land Development Financing

Business Loan Solutions

From startups to established ventures, access funding options designed to fuel growth and success. Whether you need working capital, equipment financing, or expansion funds, we offer:
  • Small Business Loans
  • Equipment & Inventory Financing
  • Low-Interest Lines of Credit
  • Fast Approval & Personalized Service
Learn More About Business Loans

Why Choose the Genesis Group?

  • Access to 65+ Lenders: We compare a wide range of banks, credit unions, and private lenders to get you exclusive rates.
  • Award-Winning Expertise: Our advisors bring industry-leading experience and stay updated on the latest mortgage rates in Canada.
  • Fast Approvals: We streamline paperwork so you can secure financing quickly and focus on your goals.
  • Flexible Financing: We tailor each solution—whether residential mortgages or business loan solutions—to meet your unique needs.
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Ready to Get Started?

Speak with our expert team today to explore the best mortgage and financing solutions in Canada for your needs—residential, commercial, land development, or business loan. Let us help you secure the best rates and terms, fast.

Book a Free Consultation | Get a Personalized Rate Quote

For additional guidance, you can visit the Financial Consumer Agency of Canada for official resources on mortgages and lending in Canada.

This page is optimized for quick loading and easy navigation—helping you find the right financing in just a few clicks. If you’re also curious about your affordability, try our Mortgage Affordability Calculator. If you want to compare rates or see how consolidation could help, see our Compare and Save Calculator and Debt Consolidation Calculator. We look forward to helping you secure the financing you need!

  • My partner and I have been in our first home for over a month now and we cannot thank Kirk and The Genesis Team enough! Kirk was patient, professional, supportive,... read more

    stephanie B Avatar stephanie B
    01/13/2023

    My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more

    Laura Vescio Avatar Laura Vescio
    11/13/2024

    Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs

    Mark Winter Avatar Mark Winter
    11/13/2024

  • Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more

    Sean P. Avatar Sean P.
    02/21/2024

    The Genesis Group exceeded my expectations! Purchasing an investment can be a scary process especially during this unprecedented time. I had the pleasure of working with Kirk and his assistant... read more

    S T Avatar S T
    01/13/2023

    Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more

    Lui Vescio Jr. Avatar Lui Vescio Jr.
    12/13/2024

  • As a first-time homebuyer, navigating the mortgage process can be incredibly daunting, but The Genesis Group made it not only manageable but truly rewarding. I had the distinct pleasure of... read more

    Rohan Spence Avatar Rohan Spence
    05/13/2024

    I had a great experience with The Genesis Group. The process was smooth, with clear communication and competitive rates. Their team was responsive and helpful throughout. Highly recommend!

    Breanna Bacik Avatar Breanna Bacik
    09/13/2024

    If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more

    Samantha L Avatar Samantha L
    09/13/2024
4.6
Based on 35 reviews
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Frequently Asked Questions

How do I choose the right mortgage or loan for my needs?

A mortgage expert can assess your financial situation and goals, then recommend the best option. Contact us for a free consultation.

Brokers have access to multiple lenders, exclusive rates, and can tailor financing solutions banks don’t typically offer directly.

Yes! We offer alternative lending solutions for unique financial situations or lower credit scores. We believe everyone deserves a chance at financing.

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5 Year - Variable

4.45%

This exclusive rate is available for High Ratio Mortgages and applies to both new purchases and some mortgage switches. With a guaranteed rate of Prime -1.00%, you’ll enjoy the freedom to make extra payments or increase your monthly payments by up to 20% per year.

And the best part? This is a full-frills mortgage—no hidden surprises or restrictive clauses like a bona fide sales clause!

Prime Rate @ 5.45%

4.45% - 5.50%

If you don’t qualify for our lowest advertised rate, don’t worry! We have other competitive options tailored to your needs. Factors such as your credit score and home equity will determine your final rate.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!

5 Year - Open

4.95%

Enjoy a rate discount starting from Prime -0.50% for your term. This 5-year Adjustable Rate Mortgage (ARM) offers unmatched flexibility: pay it, lock it, break it, or change it—with no restrictions or penalties.

Perfect for insured, insurable, and uninsured new purchases and switches, this option is available for owner-occupied properties only.

Prime Rate @ 5.45%

4.95% - 6.75%

If you don’t qualify for our lowest advertised rate, don’t worry—there are still excellent low-rate options for you! Your final rate depends on factors such as your credit rating and home equity.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!

5 Year - Fixed

4.24%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.24% - 5.69%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!

4 Year - Fixed

4.59%

Take advantage of this competitive rate available for High Ratio purchases and select Insured transfers! Enjoy the flexibility of making up to 20% lump sum payments annually and increasing your regular payments by up to 20%. This is a full-featured mortgage designed to give you the freedom and flexibility you need. 

4.59% - 6.84%

If you don’t qualify for our lowest advertised rate, don’t worry—we’ve got a variety of low-rate options to fit your needs. The rates shown above reflect realistic scenarios and are influenced by factors like credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!

3 Year - Fixed

4.39%

Take advantage of this fantastic rate available exclusively for High Ratio deals! With the flexibility to make up to 15% lump sum payments annually and the option to increase your regular payments by up to 15%, this is a full-featured mortgage that adapts to your needs. Lock in this rate for up to 120 days and plan your homeownership journey with confidence.

4.39% - 5.79%

Don’t worry if you don’t qualify for our lowest advertised rate—we’ve got you covered with a range of low-rate options tailored to fit your unique circumstances. The rates above reflect realistic scenarios based on factors such as credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!

2 Year - Fixed

4.84%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.84% - 6.19%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!

1 Year - Fixed

5.49%

Unlock this exclusive low rate for High Ratio purchases and Switches. Enjoy up to 20% lump sum payments annually and the flexibility to increase your payments by 20%! Plus, lock in this fully-loaded mortgage rate for up to 120 days—no hidden restrictions, just exceptional value.

5.49% - 6.99%

Even if you don’t qualify for our lowest rate, we’ve got plenty of low-rate options tailored to fit your unique situation. Your final rate depends on factors like your home equity and credit score, but with Genesis, you’ll always get the best-possible rate for your needs.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!