🏆 Trusted by 3,000+ Clients | $1B+ in Mortgages Funded
Get Approved Faster with Smarter Mortgage & Business Financing
Whether you're buying a home, scaling your business, or investing in real estate, The Genesis Group unlocks powerful funding options tailored to your goals. With access to 65+ lenders, strategic experts, and personalized support, we simplify the process—so you can focus on what’s next.
Thanks to The Genesis Group, I secured a mortgage rate 0.5% lower than other brokers offered, saving me $10,000 over the term. Highly recommended!
Residential Mortgages
Whether you're buying your first home or upgrading your lifestyle, we secure the best rates and guide you every step of the way.
Commercial Mortgages
From office buildings to retail spaces, our expert team structures financing solutions tailored for commercial growth and expansion.
Business
Loans
We help entrepreneurs access working capital, equipment financing, and cash flow support—fast, flexible, and built for your goals.
Land Development Financing
We specialize in funding raw land, rezoning, and new builds—backing developers with the capital and expertise they need to build big.
Your Trusted, Award-Winning
Mortgage Brokers
Our Recent Awards
Connecting You with Top Lenders
to Fit Your Unique Financial Needs
Instant Access to 65+ Lenders– Personalized Support in One Click!
5 Year - Fixed Term from
Get Started Now and Save Thousands!
No cost, no obligation—just your best rate in minutes.
At Genesis Group, we’re dedicated to securing the lowest rate possible for you. Your personalized rate depends on factors like credit score and home equity, in line with Canadian regulations. Get your tailored details quickly—with zero cost, zero obligation, and total peace of mind.
How We Compare – Our Competitive Advantage
| Feature | The Genesis Group | Big Banks | Other Brokers |
|---|---|---|---|
| Access to 65+ Lenders | ✅ Yes | ❌ No | 🔸 Sometimes |
| Fast Pre-Approvals (< 24 hrs) | ✅ Yes | ❌ No | 🔸 Sometimes |
| Lowest Mortgage Rates | ✅ Yes | ❌ No | 🔸 Sometimes |
| Dedicated Mortgage Experts | ✅ Yes | ❌ No | 🔸 Sometimes |
| No Hidden Fees | ✅ Yes | ❌ No | 🔸 Sometimes |
Don’t settle for less. Work with Canada’s #1 Mortgage Brokerage and save big.
Compare Rates and Save Thousands
Our easy-to-use tools allow you to compare the best mortgage rates in Canada side-by-side. Discover how much you can save by exploring options for fixed and variable rates, and see the impact of different mortgage terms.
Key Benefits of Using Our Rate Comparison Tool:
- Visualize savings based on real-time rates.
- Compare fixed vs. variable rates for informed decisions.
- Understand how term length affects monthly payments.
Discover Why Homebuyers Choose Us:
Real Reviews, Real Results
See what our happy clients have to say about their experience with Genesis Group, Canada’s trusted mortgage brokerage. From first-time buyers to seasoned homeowners, our award-winning service and the best mortgage rates in Canada have helped thousands achieve their financial goals with confidence.
Your success story starts here—read our reviews and see why we’re the preferred choice for mortgage solutions.
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My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more
Laura Vescio
11/13/2024I had a great experience with The Genesis Group. The process was smooth, with clear communication and competitive rates. Their team was responsive and helpful throughout. Highly recommend!
Breanna Bacik
09/13/2024The Genesis Group exceeded my expectations! Purchasing an investment can be a scary process especially during this unprecedented time. I had the pleasure of working with Kirk and his assistant... read more
S T
01/13/2023 -
From the very first meeting to the joyous moment of receiving my keys, The Genesis Group, under the astute leadership of Kirk Bryan, has been nothing short of spectacular in... read more
Rohan Germain
01/13/2024Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more
Lui Vescio Jr.
12/13/2024As a first-time homebuyer, navigating the mortgage process can be incredibly daunting, but The Genesis Group made it not only manageable but truly rewarding. I had the distinct pleasure of... read more
Rohan Spence
05/13/2024 -
Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more
Sean P.
02/21/2024If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more
Samantha L
09/13/2024Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs
Mark Winter
11/13/2024
“Working with Genesis Group was a game-changer for our real estate investment plans. Their team demonstrated exceptional expertise and a deep understanding of the market. They provided us with tailored advice and flexible mortgage solutions that perfectly suited our needs. We were particularly impressed with their responsiveness and dedication, always being available to answer our questions and address our concerns. The entire process was smooth and transparent, and we felt genuinely cared for throughout our journey. Thanks to Genesis Group, we secured a great deal on our investment property and are now looking forward to expanding our portfolio with their continued support. Highly recommend their services to any serious investor.”
Real Estate Investor, Toronto, Canada
“As a self-employed individual, I was initially worried about securing a mortgage, but Genesis Group exceeded all my expectations. Their team went above and beyond to understand my unique financial situation and provided creative solutions that other brokers couldn’t offer. They handled all the complexities with ease, guiding me through each step and ensuring I was well-informed and comfortable. Their professionalism and personalized service made all the difference. I felt valued as a client and confident in the decisions I was making. Genesis Group not only helped me buy my dream home but also made the entire process enjoyable. I wholeheartedly recommend them to anyone seeking a trustworthy and competent mortgage brokerage.”
Self-Employed Entrepreneur, Vancouver, Canada
“Choosing Genesis Group was the best decision we made for our home financing journey. From the very first consultation, their team of experts made us feel like their top priority. They navigated us through the complexities of mortgage options with such clarity and patience, ensuring we fully understood every step. Their personalized approach and deep industry knowledge were truly impressive. Not only did we secure a fantastic mortgage rate, but we also felt confident and supported throughout the entire process. Genesis Group turned what could have been a stressful experience into a seamless and enjoyable one. We couldn’t be happier with their service and highly recommend them to anyone looking to achieve their homeownership dreams.”
First-Time Homebuyer, Ontario, Canada
Find the Best Mortgage Rates in Canada with Tailored Solutions Just for You
Does securing a mortgage feel overwhelming? You’re not alone! At Genesis Group, we make it easier than ever to find the best mortgage rates in Canada, designed specifically to fit your needs. As an award-winning mortgage brokerage, we’re here to guide you every step of the way—making your homeownership journey as smooth and stress-free as possible.
Whether you’re buying your first home, refinancing your current mortgage, consolidating debt, or investing in property, our expert team is here to simplify the process. We specialize in a range of financing options, from residential and commercial mortgages to business loans and land development financing, offering solutions that align perfectly with your financial goals.
At Genesis Group, we believe in more than just finding you a mortgage—we’re committed to understanding your unique situation and matching you with the best rates and terms available. Our friendly, knowledgeable advisors take the time to walk you through every option, ensuring you make informed decisions with confidence.
Why wait? Let’s turn your homeownership dreams into reality. Contact Genesis Group today and take the first step toward securing the right mortgage for you. Together, we’ll overcome any financial hurdles and unlock the best opportunities for your future.
Institutional Lenders
Institutional lenders, such as major banks, are financial powerhouses with extensive funds available to help you buy your dream home. These lenders maintain high standards and offer competitive rates, lending to individuals with strong credit scores who meet specific criteria. Partner with our Mortgage Brokerage to navigate the process seamlessly and secure the best possible mortgage tailored to your needs.
Alternative Lenders
Alternative lenders provide a unique and adaptable approach to financing. Often consisting of smaller companies or private lenders, they offer more flexible criteria, making them an excellent choice for those who may not meet the stringent requirements of institutional lenders. With a variety of loan options and competitive interest rates, alternative lenders can offer tailored solutions to fit your specific financial needs. Partner with us to explore these flexible financing options and find the perfect loan for your situation.
Private Lenders
Private lenders offer a highly personalized approach to financing, typically consisting of individuals or small groups. These lenders could be friends or family members looking to help someone buy a home, or investors seeking to earn returns by lending to those who can't secure a loan from a bank or alternative lender. With more flexible terms and a personal touch, private lenders provide unique opportunities to achieve your homeownership dreams. Partner with us to explore these bespoke financing solutions and find the perfect fit for your needs.
Start Your Path to Financial Freedom with the Best Mortgage Rates in Canada
Step 1
Make Your Homeownership Dreams a Reality
Connect with our expert mortgage brokers today and explore the best mortgage options tailored just for you. Whether you're buying your first home or refinancing, we’re here to guide you every step of the way—turning your financial goals into reality with ease.
Step 2
Your Path to Mortgage Success Starts Here
Our dedicated mortgage experts take the time to understand your goals and provide personalized solutions that align with your needs. With Genesis Group by your side, you’ll experience a smooth, stress-free mortgage journey that leads to lasting financial success.
Step 3
Fast, Simple, and Hassle-Free Mortgage Funding
Our streamlined process ensures you get your mortgage funds in as little as two business days. No delays, no stress—just quick, efficient solutions designed to help you achieve your financial goals faster than ever.
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Welcome to the Genesis Group Mortgage Knowledge Center
We’re Genesis Group, an award-winning mortgage brokerage proudly serving over 3,000 happy clients across Ontario and Canada. Whether you’re looking to buy your first home, refinance, or explore mortgage options, we’re here to guide you every step of the way.
Curious about how we can help? You’re in the right place! Browse our FAQs below to discover how we provide tailored solutions, expert advice, and the best mortgage rates in Canada—all designed to make your homeownership journey simple and stress-free.
At Genesis Group, we’re an award-winning mortgage brokerage known for delivering personalized mortgage solutions and access to the best mortgage rates in Canada. Our team provides expert guidance and a stress-free process to help you achieve your homeownership goals with confidence.
Our experienced mortgage specialists work with a wide network of top lenders across Canada to compare rates and find the most competitive option that fits your unique financial situation. We do the legwork so you can secure the best deal with ease.
A fixed-rate mortgage locks in your interest rate for the entire term, offering predictable payments, while a variable-rate mortgage fluctuates based on market conditions, potentially saving you money when rates are low. Our experts can help you decide which option is right for you.
Getting pre-approved is simple with Genesis Group! Just provide some basic financial details, and we’ll assess your borrowing power. Pre-approval helps you know how much you can afford and strengthens your position when making an offer.
Yes! We offer low down payment options, including programs that allow you to buy a home with as little as 5% down. Reach out to our team to explore your eligibility and financing options.
Absolutely! We specialize in mortgages for self-employed clients, offering flexible options that consider non-traditional income sources. Whether you’re an entrepreneur or freelancer, we can help you find the right solution.
Starting is easy! Contact us today, and our expert advisors will guide you through the entire process—from exploring options to securing the best mortgage for your needs.
For more answers, visit our full FAQ page [here]. Learn more about mortgage regulations from the Canada Mortgage and Housing Corporation
