Unlock Your Vision with Tailored Land Development Loans in Canada

Developing land into a thriving project requires the right financing partner to guide you through the complexities. At Genesis Group, we specialize in land development loans in Canada, offering tailored solutions to meet your unique needs. Whether you’re planning residential, commercial, or mixed-use developments, our expert team provides access to flexible loan options, competitive rates, and personalized support to ensure your project’s success from start to finish.

Learn more about land development guidelines in Canada by visiting the Canada Mortgage and Housing Corporation (CMHC) website.

Key Benefits of Our Land Development Loans:

  • 🔹 Competitive Financing Solutions: Secure funding with flexible terms that align with your development goals.
  • 🔹 Expert Guidance: Our experienced mortgage brokers navigate the complexities of land financing for you.
  • 🔹 Fast Approvals: Streamlined processes to help you start your project without delays.
  • 🔹 Customized Loan Structures: Solutions tailored to your project’s size and scope.
  • 🔹 Access to Multiple Lenders: Leverage our network of 65+ lenders for the best possible rates.

Why Choose Genesis Group for Your Land Development Loan?

Securing financing for land development can be complex, but our award-winning team at Genesis Group is here to simplify the process. With deep market knowledge, strategic financial solutions, and unwavering dedication to client success, we help bring your vision to life.

Land Development Loans Canada-the Genesis Group
Land Development Loans Canada-the Genesis Group

How It Works – Step-by-Step Process

Step 1: Submit Your Development Plans
Share your project details with our team for a tailored loan assessment.

Step 2: Receive Customized Loan Options
We analyze multiple lender offers to secure the best rates and terms.

Step 3: Get Funded & Start Developing
Once approved, access your funds and launch your project with confidence.

Discover the Key Benefits of Choosing Land Development Loans
with Genesis Group.

⭐⭐⭐⭐⭐ Experience Guaranteed

  • If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more

    Samantha L Avatar Samantha L
    09/13/2024

    Could not say enough about The Genesis Group. The level of dedication, professionalism, and knowledge is unmatched. When dealing with such a big life decision like buying a house -... read more

    Maria Woychyshyn Avatar Maria Woychyshyn
    11/13/2024

    Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more

    Sean P. Avatar Sean P.
    02/21/2024
  • My partner and I have been in our first home for over a month now and we cannot thank Kirk and The Genesis Team enough! Kirk was patient, professional, supportive,... read more

    stephanie B Avatar stephanie B
    01/13/2023

    Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs

    Mark Winter Avatar Mark Winter
    11/13/2024

    From the very first meeting to the joyous moment of receiving my keys, The Genesis Group, under the astute leadership of Kirk Bryan, has been nothing short of spectacular in... read more

    Rohan Germain Avatar Rohan Germain
    01/13/2024
  • My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more

    Laura Vescio Avatar Laura Vescio
    11/13/2024

    As a first-time homebuyer, navigating the mortgage process can be incredibly daunting, but The Genesis Group made it not only manageable but truly rewarding. I had the distinct pleasure of... read more

    Rohan Spence Avatar Rohan Spence
    05/13/2024

    Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more

    Lui Vescio Jr. Avatar Lui Vescio Jr.
    12/13/2024
4.6
Based on 35 reviews
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Ready to Make Your Dream Projects a Reality?

Ready to bring your development project to life? Speak with our land financing experts today for a personalized consultation and find the best financing solutions for your needs.

Frequently Asked Questions

What types of projects can I finance with a land development loan?

Our land development loans can be used for residential subdivisions, commercial properties, mixed-use developments, and raw land purchases intended for future construction.

Eligibility depends on factors such as credit history, financial statements, project feasibility, and the value of the land. Our team can guide you through the process.

Loan amounts depend on the appraised value of the land and projected development costs. Our experts can help assess your financing needs.

Interest rates vary based on market conditions, loan terms, and project specifics. Contact us to receive personalized rate estimates.

Approvals can take anywhere from a few weeks to a few months, depending on the complexity of the project and lender requirements.

Yes, various government programs exist to support land development. Our team can help you explore your options.

You’ll typically need detailed project plans, financial statements, property appraisals, and business projections.

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Let’s Bring Your Project to Life!

5 Year - Variable

4.45%

This exclusive rate is available for High Ratio Mortgages and applies to both new purchases and some mortgage switches. With a guaranteed rate of Prime -1.00%, you’ll enjoy the freedom to make extra payments or increase your monthly payments by up to 20% per year.

And the best part? This is a full-frills mortgage—no hidden surprises or restrictive clauses like a bona fide sales clause!

Prime Rate @ 5.45%

4.45% - 5.50%

If you don’t qualify for our lowest advertised rate, don’t worry! We have other competitive options tailored to your needs. Factors such as your credit score and home equity will determine your final rate.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Open

4.95%

Enjoy a rate discount starting from Prime -0.50% for your term. This 5-year Adjustable Rate Mortgage (ARM) offers unmatched flexibility: pay it, lock it, break it, or change it—with no restrictions or penalties.

Perfect for insured, insurable, and uninsured new purchases and switches, this option is available for owner-occupied properties only.

Prime Rate @ 5.45%

4.95% - 6.75%

If you don’t qualify for our lowest advertised rate, don’t worry—there are still excellent low-rate options for you! Your final rate depends on factors such as your credit rating and home equity.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Fixed

4.24%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.24% - 5.69%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

4 Year - Fixed

4.59%

Take advantage of this competitive rate available for High Ratio purchases and select Insured transfers! Enjoy the flexibility of making up to 20% lump sum payments annually and increasing your regular payments by up to 20%. This is a full-featured mortgage designed to give you the freedom and flexibility you need. 

4.59% - 6.84%

If you don’t qualify for our lowest advertised rate, don’t worry—we’ve got a variety of low-rate options to fit your needs. The rates shown above reflect realistic scenarios and are influenced by factors like credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

3 Year - Fixed

4.39%

Take advantage of this fantastic rate available exclusively for High Ratio deals! With the flexibility to make up to 15% lump sum payments annually and the option to increase your regular payments by up to 15%, this is a full-featured mortgage that adapts to your needs. Lock in this rate for up to 120 days and plan your homeownership journey with confidence.

4.39% - 5.79%

Don’t worry if you don’t qualify for our lowest advertised rate—we’ve got you covered with a range of low-rate options tailored to fit your unique circumstances. The rates above reflect realistic scenarios based on factors such as credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

2 Year - Fixed

4.84%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.84% - 6.19%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

1 Year - Fixed

5.49%

Unlock this exclusive low rate for High Ratio purchases and Switches. Enjoy up to 20% lump sum payments annually and the flexibility to increase your payments by 20%! Plus, lock in this fully-loaded mortgage rate for up to 120 days—no hidden restrictions, just exceptional value.

5.49% - 6.99%

Even if you don’t qualify for our lowest rate, we’ve got plenty of low-rate options tailored to fit your unique situation. Your final rate depends on factors like your home equity and credit score, but with Genesis, you’ll always get the best-possible rate for your needs.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.