Find the Best Commercial Mortgage Solutions in Canada for Your Business Growth

Securing the right commercial mortgage in Canada is essential for business success. Whether you’re purchasing, refinancing, or expanding your commercial property portfolio, our experienced mortgage experts at Genesis Group provide tailored financing solutions to meet your unique needs. With access to over 65+ lenders, we offer competitive rates and flexible terms designed to fuel your growth and maximize your investment potential. Let us guide you through the process with confidence and clarity—because your business deserves the best financial support available.

Why Choose Genesis Group for Your Commercial Mortgage Needs?

Unlock the potential of your business with tailored commercial mortgage solutions from Genesis Group. Our expert team is dedicated to helping businesses like yours secure the right financing with flexible terms and competitive rates.

Key Benefits of Choosing Our Commercial Mortgage Solutions:

  • Flexible Financing Options: Customized solutions that fit your business needs and growth goals.
  • Access to Top Lenders: Partnered with 65+ lenders across Canada to offer the most competitive rates.
  • Fast & Hassle-Free Approvals: Streamlined application process with quick turnaround times.
  • Expert Guidance: Our award-winning mortgage specialists provide personalized support at every step.
  • Comprehensive Loan Options: Whether you’re expanding, refinancing, or purchasing, we have the right solution.
  • No Hidden Fees: Transparent and honest pricing, ensuring you stay informed throughout the process.

Let Genesis Group empower your business with financing that works for you. Start Your Application Today.

Commercial Mortgages: Pain Points & Solutions

Pain Point 1: High Capital Requirements
Solution: Get the funds you need quickly. Our commercial mortgage solutions help secure larger loan amounts at favorable terms, freeing up capital for operations or expansions.

Pain Point 2: Rigid Bank Conditions
Solution: We partner with a variety of lenders—beyond just the big banks—offering flexible repayment plans and realistic qualifications that align with your business strategies.

Pain Point 3: Limited Financing Options for Niche Sectors
Solution: Whether you’re in retail, hospitality, or industrial real estate, our experts tailor solutions to your industry needs, ensuring you’re not turned away by narrow lending criteria.

Pain Point 4: Long Approval Times
Solution: Time is money in commercial real estate. Our streamlined process means quicker approvals and faster access to funds, so you can close deals while opportunities are hot.

For valuable insights into commercial real estate financing in Canada, visit the Canada Mortgage and Housing Corporation (CMHC) website.

How It Works (Step-by-Step Guide)

  1. Discuss Your Business Goals: Our brokers analyze your needs to provide tailored financing recommendations.
  2. Compare Financing Options: We present loan options from over 65 lenders to find the best fit for your business.
  3. Finalize & Secure Your Mortgage: Once you’ve chosen a mortgage solution, we guide you through closing with ease.

What Our Clients Say

⭐⭐⭐⭐⭐ Experience Guaranteed

  • I had a great experience with The Genesis Group. The process was smooth, with clear communication and competitive rates. Their team was responsive and helpful throughout. Highly recommend!

    Breanna Bacik Avatar Breanna Bacik
    09/13/2024

    My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more

    Laura Vescio Avatar Laura Vescio
    11/13/2024

    My partner and I have been in our first home for over a month now and we cannot thank Kirk and The Genesis Team enough! Kirk was patient, professional, supportive,... read more

    stephanie B Avatar stephanie B
    01/13/2023
  • Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more

    Sean P. Avatar Sean P.
    02/21/2024

    As a first-time homebuyer, navigating the mortgage process can be incredibly daunting, but The Genesis Group made it not only manageable but truly rewarding. I had the distinct pleasure of... read more

    Rohan Spence Avatar Rohan Spence
    05/13/2024

    Could not say enough about The Genesis Group. The level of dedication, professionalism, and knowledge is unmatched. When dealing with such a big life decision like buying a house -... read more

    Maria Woychyshyn Avatar Maria Woychyshyn
    11/13/2024
  • Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs

    Mark Winter Avatar Mark Winter
    11/13/2024

    From the very first meeting to the joyous moment of receiving my keys, The Genesis Group, under the astute leadership of Kirk Bryan, has been nothing short of spectacular in... read more

    Rohan Germain Avatar Rohan Germain
    01/13/2024

    If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more

    Samantha L Avatar Samantha L
    09/13/2024
4.6
Based on 35 reviews
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Gain access to our vast network of 65+ lenders offering tailored commercial mortgages to suit your financial needs.

Ready to Elevate Your Business?

When you choose Genesis Group, you’re not just securing a commercial mortgage – you’re joining a family committed to your success. Our expert team is excited to support you in growing your business with our exceptional Commercial Mortgages.

Are you ready to embark on your fantastic business adventure? Contact Genesis Group today and let us help you achieve your dreams with our tailored Commercial Mortgage solutions!

Frequently Asked Questions

What is a commercial mortgage?

A commercial mortgage is a loan secured on a property that is used for business purposes, such as office buildings, retail spaces, or industrial properties.

Commercial mortgages can be used for office buildings, retail spaces, warehouses, industrial properties, and mixed-use developments.

The required down payment varies but typically ranges from 15% to 35%, depending on the lender and the type of property being financed.

Commercial mortgage rates are influenced by factors such as your creditworthiness, property type, loan term, and the current market conditions.

Typically, commercial mortgages can take 4 to 6 weeks to process, depending on documentation and lender requirements.

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5 Year - Variable

4.45%

This exclusive rate is available for High Ratio Mortgages and applies to both new purchases and some mortgage switches. With a guaranteed rate of Prime -1.00%, you’ll enjoy the freedom to make extra payments or increase your monthly payments by up to 20% per year.

And the best part? This is a full-frills mortgage—no hidden surprises or restrictive clauses like a bona fide sales clause!

Prime Rate @ 5.45%

4.45% - 5.50%

If you don’t qualify for our lowest advertised rate, don’t worry! We have other competitive options tailored to your needs. Factors such as your credit score and home equity will determine your final rate.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Open

4.95%

Enjoy a rate discount starting from Prime -0.50% for your term. This 5-year Adjustable Rate Mortgage (ARM) offers unmatched flexibility: pay it, lock it, break it, or change it—with no restrictions or penalties.

Perfect for insured, insurable, and uninsured new purchases and switches, this option is available for owner-occupied properties only.

Prime Rate @ 5.45%

4.95% - 6.75%

If you don’t qualify for our lowest advertised rate, don’t worry—there are still excellent low-rate options for you! Your final rate depends on factors such as your credit rating and home equity.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Fixed

4.24%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.24% - 5.69%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

4 Year - Fixed

4.59%

Take advantage of this competitive rate available for High Ratio purchases and select Insured transfers! Enjoy the flexibility of making up to 20% lump sum payments annually and increasing your regular payments by up to 20%. This is a full-featured mortgage designed to give you the freedom and flexibility you need. 

4.59% - 6.84%

If you don’t qualify for our lowest advertised rate, don’t worry—we’ve got a variety of low-rate options to fit your needs. The rates shown above reflect realistic scenarios and are influenced by factors like credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

3 Year - Fixed

4.39%

Take advantage of this fantastic rate available exclusively for High Ratio deals! With the flexibility to make up to 15% lump sum payments annually and the option to increase your regular payments by up to 15%, this is a full-featured mortgage that adapts to your needs. Lock in this rate for up to 120 days and plan your homeownership journey with confidence.

4.39% - 5.79%

Don’t worry if you don’t qualify for our lowest advertised rate—we’ve got you covered with a range of low-rate options tailored to fit your unique circumstances. The rates above reflect realistic scenarios based on factors such as credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

2 Year - Fixed

4.84%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.84% - 6.19%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

1 Year - Fixed

5.49%

Unlock this exclusive low rate for High Ratio purchases and Switches. Enjoy up to 20% lump sum payments annually and the flexibility to increase your payments by 20%! Plus, lock in this fully-loaded mortgage rate for up to 120 days—no hidden restrictions, just exceptional value.

5.49% - 6.99%

Even if you don’t qualify for our lowest rate, we’ve got plenty of low-rate options tailored to fit your unique situation. Your final rate depends on factors like your home equity and credit score, but with Genesis, you’ll always get the best-possible rate for your needs.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

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