Secure Rapid Funding with Hard Money Loans in Canada
Quick Access to Cash Without the Usual Red Tape
When traditional lenders say no—or if you simply can’t wait—hard money loans in Canada from Genesis Group offer a fast, asset-based solution. Whether you’re seizing an investment property, bridging a short-term gap, or managing a project under tight deadlines, our streamlined process and network of alternative lenders help get you the funds you need, often in days, not weeks.

Pain Points & Solutions: Why Hard Money Loans Matter
Pain Point 1: Traditional Banks Too Slow
Banks can drag out approvals, causing missed opportunities.
Solution: Hard money loans offer quick approvals, letting you move fast on urgent deals.
Pain Point 2: Unconventional Property or Credit Issues
Banks focus heavily on credit scores and property types.
Solution: With hard money lending, the property’s value is the main factor—your credit or unusual property usage is less of a barrier.
Pain Point 3: Short-Term Financing Needs
Sometimes you only need a loan for a few months.
Solution: Hard money is ideal for short-term transactions, like fix-and-flip or bridging financing.
Pain Point 4: Complex or Distressed Assets
Banks may reject older or distressed properties, even if they have huge potential.
Solution: Genesis Group works with lenders who understand real estate potential and focus on asset value.
Why Choose Genesis Group for Hard Money Loans in Canada?
- Rapid Approvals: Get funding in days, perfect for quick-turnaround projects.
- Flexible Terms: Tailored repayment schedules based on your exit strategy.
- Property-Based Financing: Approval hinges on the property’s worth, not just your credit.
- Decade of Expertise: Our award-winning brokers have 10+ years securing alternative loans.
- No Hidden Fees: Transparent rates and terms, so you know exactly what you’re signing up for.
How Hard Money Loans Work
- Evaluate the Property: We examine location, condition, and potential value.
- Asset-Based Approval: Main emphasis is on your collateral’s worth, not lengthy credit checks.
- Quick Funding: You’ll often get the green light in days, not weeks or months.
- Exit Strategy: Pay off the loan upon property sale, refinance, or project completion.
Pro Tip: Even if banks say no, hard money loans may still be an option. For additional info on lending, check Government of Canada’s Financing Programs.
Who Benefits from Hard Money Loans?
- Real Estate Investors: Fix-and-flip, short sales, or buying properties at auction.
- Property Developers: Bridge financing during construction or major renovations.
- Commercial Ventures: Seizing commercial real estate deals quickly.
- Individuals with Low Credit: Borrow based on property value rather than just credit history.
What Our Clients Say
⭐⭐⭐⭐⭐ Experience Guaranteed
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Could not say enough about The Genesis Group. The level of dedication, professionalism, and knowledge is unmatched. When dealing with such a big life decision like buying a house -... read more I wouldn't trust anyone else to give me truth, detailed research, and industry knowledge/trends than Brittney. She made me feel comfortable, empowered, and completely in control. If you're searching for a mortgage or loan, the only name I would suggest is Genesis Group. You immediately feel like family and I can not say enough fantastic things about them. Thank you Brittney and team.
Maria Woychyshyn
11/13/2024My partner and I have been in our first home for over a month now and we cannot thank Kirk and The Genesis Team enough! Kirk was patient, professional, supportive,... read more informative, and honest with us throughout the whole process. We were extremely scared to dip our toes into the current housing market, but he took the time to address our concerns, go over our expectations and after only meeting us once, he was committed to us, our journey and getting us the very best rate that he could. We were blessed to have Kirk in our corner when we quickly found a home that we fell in love with. With his expertise we were able to see our dream as homeowners come to light. Thank you so much for all your help, Kirk! There are so many great things we could say about you and your team, but we want you to know that your positivity and passion for what you do is appreciated and admired. We look forward to working with you again as our family continues to grow over the next couple of years.
stephanie B
01/13/2023Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more are truly 5 star. Highly recommend!
Lui Vescio Jr.
12/13/2024 -
From the very first meeting to the joyous moment of receiving my keys, The Genesis Group, under the astute leadership of Kirk Bryan, has been nothing short of spectacular in... read more securing my first mortgage. Navigating through the home-buying process can be daunting for a first-timer, but Kirk and his dedicated team, including the remarkable Cshandrika Bryan and the diligent Hope Spence, provided me with the guidance, confidence, and support I needed. The Bryan team is well-versed in the complexities of the mortgage process and operates with a level of professionalism and personal attention that is rare in the industry. Cshandrika's expertise and proactive communication meant that I was never left in the dark, while Hope's tenacity ensured that we secured a deal that was not only favorable but also well ahead of the closing date, which is a testament to their commitment and efficiency. What I appreciated most was their personal touch; they treated my first home purchase with the significance it deserved, celebrating each milestone and navigating every challenge with a solution-oriented mindset. I am truly impressed by the personalized strategies and genuine care that The Genesis Group provided. To anyone stepping into the home-buying arena, I cannot recommend The Genesis Group enough. They are not just a team that helps you cross the 'finish line'; they are your steadfast partners in turning the dream of homeownership into a reality. Thank you, Kirk, Cshandrika, and Hope, for your impeccable service and for making this journey so memorable. I look forward to working with you again in the future!
Rohan Germain
01/13/2024If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more they were magicians. Highly recommend if you like your mortgages fast and your brokers witty! Special shoutout to Kirk the CEO and Brittney, they came back to me with the lowest rates and a heap of knowledge to guide me through. Definitely the best in the business!
Samantha L
09/13/2024I had a great experience with The Genesis Group. The process was smooth, with clear communication and competitive rates. Their team was responsive and helpful throughout. Highly recommend!
Breanna Bacik
09/13/2024 -
Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more Without their assistance and guidance, I wouldn't have been able to buy the business and help me achieve my financial goals. I would recommend Kirk and the Genesis Team, if you require any type of financing, be it for residential or commercial needs reach out to them.
Sean P.
02/21/2024My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more us. They made the process so smooth and we would recommend them again and again. The level of professionalism and help that they gave us was unmatched! 10/10
Laura Vescio
11/13/2024Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs
Mark Winter
11/13/2024

Ready to Unlock Hard Money Financing?
Don’t let strict bank rules or credit hurdles kill your real estate or business ambitions. Hard money loans in Canada are your quick path to capital—even when others say no.
Or Call Us: 1-866-404-3637 (Serving businesses and investors nationwide)
Frequently Asked Questions
How fast can I get funded?
Many deals close within a week. We focus on speed for time-sensitive investments.
Are interest rates higher than traditional loans?
Yes, they can be. Hard money compensates for higher risk and speed. But we find you competitive rates among alternative lenders.
Do I need perfect credit?
No—hard money focuses on property value and your exit plan. Credit is secondary.
What’s an exit strategy?
Typically, you’ll refinance, sell, or develop the property to repay your loan. We’ll help you structure this upfront.
More questions? Explore additional lending solutions at the Government of Canada Business Loans Programs or ask our friendly experts directly.