Secure Rapid Funding with Hard Money Loans in Canada
Quick Access to Cash Without the Usual Red Tape
When traditional lenders say no—or if you simply can’t wait—hard money loans in Canada from Genesis Group offer a fast, asset-based solution. Whether you’re seizing an investment property, bridging a short-term gap, or managing a project under tight deadlines, our streamlined process and network of alternative lenders help get you the funds you need, often in days, not weeks.
Pain Points & Solutions: Why Hard Money Loans Matter
Pain Point 1: Traditional Banks Too Slow
Banks can drag out approvals, causing missed opportunities.
Solution: Hard money loans offer quick approvals, letting you move fast on urgent deals.
Pain Point 2: Unconventional Property or Credit Issues
Banks focus heavily on credit scores and property types.
Solution: With hard money lending, the property’s value is the main factor—your credit or unusual property usage is less of a barrier.
Pain Point 3: Short-Term Financing Needs
Sometimes you only need a loan for a few months.
Solution: Hard money is ideal for short-term transactions, like fix-and-flip or bridging financing.
Pain Point 4: Complex or Distressed Assets
Banks may reject older or distressed properties, even if they have huge potential.
Solution: Genesis Group works with lenders who understand real estate potential and focus on asset value.
Why Choose Genesis Group for Hard Money Loans in Canada?
- Rapid Approvals: Get funding in days, perfect for quick-turnaround projects.
- Flexible Terms: Tailored repayment schedules based on your exit strategy.
- Property-Based Financing: Approval hinges on the property’s worth, not just your credit.
- Decade of Expertise: Our award-winning brokers have 10+ years securing alternative loans.
- No Hidden Fees: Transparent rates and terms, so you know exactly what you’re signing up for.
How Hard Money Loans Work
- Evaluate the Property: We examine location, condition, and potential value.
- Asset-Based Approval: Main emphasis is on your collateral’s worth, not lengthy credit checks.
- Quick Funding: You’ll often get the green light in days, not weeks or months.
- Exit Strategy: Pay off the loan upon property sale, refinance, or project completion.
Pro Tip: Even if banks say no, hard money loans may still be an option. For additional info on lending, check Government of Canada’s Financing Programs.
Who Benefits from Hard Money Loans?
- Real Estate Investors: Fix-and-flip, short sales, or buying properties at auction.
- Property Developers: Bridge financing during construction or major renovations.
- Commercial Ventures: Seizing commercial real estate deals quickly.
- Individuals with Low Credit: Borrow based on property value rather than just credit history.
What Our Clients Say
⭐⭐⭐⭐⭐ Experience Guaranteed
-
Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more
Sean P.
02/21/2024Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs
Mark Winter
11/13/2024As a first-time homebuyer, navigating the mortgage process can be incredibly daunting, but The Genesis Group made it not only manageable but truly rewarding. I had the distinct pleasure of... read more
Rohan Spence
05/13/2024 -
Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more
Lui Vescio Jr.
12/13/2024My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more
Laura Vescio
11/13/2024If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more
Samantha L
09/13/2024 -
I had a great experience with The Genesis Group. The process was smooth, with clear communication and competitive rates. Their team was responsive and helpful throughout. Highly recommend!
Breanna Bacik
09/13/2024The Genesis Group exceeded my expectations! Purchasing an investment can be a scary process especially during this unprecedented time. I had the pleasure of working with Kirk and his assistant... read more
S T
01/13/2023From the very first meeting to the joyous moment of receiving my keys, The Genesis Group, under the astute leadership of Kirk Bryan, has been nothing short of spectacular in... read more
Rohan Germain
01/13/2024
Ready to Unlock Hard Money Financing?
Don’t let strict bank rules or credit hurdles kill your real estate or business ambitions. Hard money loans in Canada are your quick path to capital—even when others say no.
Or Call Us: 1-866-404-3637 (Serving businesses and investors nationwide)
Frequently Asked Questions
How fast can I get funded?
Many deals close within a week. We focus on speed for time-sensitive investments.
Are interest rates higher than traditional loans?
Yes, they can be. Hard money compensates for higher risk and speed. But we find you competitive rates among alternative lenders.
Do I need perfect credit?
No—hard money focuses on property value and your exit plan. Credit is secondary.
What’s an exit strategy?
Typically, you’ll refinance, sell, or develop the property to repay your loan. We’ll help you structure this upfront.
More questions? Explore additional lending solutions at the Government of Canada Business Loans Programs or ask our friendly experts directly.
