Tailored Investment Property Mortgage Solutions in Canada
Are you ready to expand your wealth through real estate investment? At Genesis Group, we specialize in providing investment property mortgage solutions in Canada that align with your financial goals. Whether you’re purchasing your first rental property or growing your real estate portfolio, our expert brokers will help you secure the best financing options to maximize your return on investment (ROI). Take the first step toward financial growth with tailored solutions designed just for you.
Why Choose Our Investment Property Mortgage Solutions?
- 📈 Maximized Returns: Optimize your investments with competitive rates and terms.
- 💼 Access to 65+ Lenders: Compare a wide range of financing options for rental properties.
- 🏢 Tailored to Investors: Customized solutions for single-family homes, condos, and multi-unit properties.
- ⭐ Award-Winning Expertise: Trust our experienced brokers to simplify the mortgage process.
- 🔑 Seamless Process: From pre-approval to closing, we guide you every step of the way.
Learn more about real estate investing in Canada by visiting the Canada Revenue Agency’s Real Estate Taxation Guide.
5 Year - Fixed Term from
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At Genesis, we’re dedicated to securing the lowest rate possible for you. Your personalized rate depends on factors like credit score and home equity, in line with Canadian regulations. Get your tailored details quickly—with zero cost, zero obligation, and total peace of mind.
How Our Investment Property Mortgage Process Works (Step-by-Step Guide)
- Initial Consultation: Discuss your investment goals and financial situation with our experts.
- Pre-Approval: Get a clear understanding of your borrowing capacity to streamline your property search.
- Lender Matching: We connect you with lenders offering the best terms for your investment goals.
- Customized Solutions: Tailor your mortgage to maximize ROI and fit your financial strategy.
- Closing & Support: Navigate the final stages with confidence, knowing our experts are by your side.
Discover the Key Benefits of Choosing Your Investment Property Mortgage with Genesis Group.
⭐⭐⭐⭐⭐ Experience Guaranteed
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Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more are truly 5 star. Highly recommend!
12/13/2024Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more Without their assistance and guidance, I wouldn't have been able to buy the business and help me achieve my financial goals. I would recommend Kirk and the Genesis Team, if you require any type of financing, be it for residential or commercial needs reach out to them.
02/21/2024My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more us. They made the process so smooth and we would recommend them again and again. The level of professionalism and help that they gave us was unmatched! 10/10
11/13/2024 -
Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs
11/13/2024I had a great experience with The Genesis Group. The process was smooth, with clear communication and competitive rates. Their team was responsive and helpful throughout. Highly recommend!
09/13/2024Could not say enough about The Genesis Group. The level of dedication, professionalism, and knowledge is unmatched. When dealing with such a big life decision like buying a house -... read more I wouldn't trust anyone else to give me truth, detailed research, and industry knowledge/trends than Brittney. She made me feel comfortable, empowered, and completely in control. If you're searching for a mortgage or loan, the only name I would suggest is Genesis Group. You immediately feel like family and I can not say enough fantastic things about them. Thank you Brittney and team.
11/13/2024 -
If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more they were magicians. Highly recommend if you like your mortgages fast and your brokers witty! Special shoutout to Kirk the CEO and Brittney, they came back to me with the lowest rates and a heap of knowledge to guide me through. Definitely the best in the business!
09/13/2024As a first-time homebuyer, navigating the mortgage process can be incredibly daunting, but The Genesis Group made it not only manageable but truly rewarding. I had the distinct pleasure of... read more working with Kirk Bryan, the founder & CEO, who personally guided me through each step with exceptional expertise and genuine care. Kirk and his team worked tirelessly to secure a fantastic interest rate for my mortgage, ensuring every detail was perfectly in place. Their award-winning service is evident in their proactive communication, deep industry knowledge, and commitment to their clients. Thanks to The Genesis Group, I crossed the finish line with my very first home purchase, feeling confident and well-supported. Highly recommended for anyone looking to make their home ownership dreams a reality!
05/13/2024From the very first meeting to the joyous moment of receiving my keys, The Genesis Group, under the astute leadership of Kirk Bryan, has been nothing short of spectacular in... read more securing my first mortgage. Navigating through the home-buying process can be daunting for a first-timer, but Kirk and his dedicated team, including the remarkable Cshandrika Bryan and the diligent Hope Spence, provided me with the guidance, confidence, and support I needed. The Bryan team is well-versed in the complexities of the mortgage process and operates with a level of professionalism and personal attention that is rare in the industry. Cshandrika's expertise and proactive communication meant that I was never left in the dark, while Hope's tenacity ensured that we secured a deal that was not only favorable but also well ahead of the closing date, which is a testament to their commitment and efficiency. What I appreciated most was their personal touch; they treated my first home purchase with the significance it deserved, celebrating each milestone and navigating every challenge with a solution-oriented mindset. I am truly impressed by the personalized strategies and genuine care that The Genesis Group provided. To anyone stepping into the home-buying arena, I cannot recommend The Genesis Group enough. They are not just a team that helps you cross the 'finish line'; they are your steadfast partners in turning the dream of homeownership into a reality. Thank you, Kirk, Cshandrika, and Hope, for your impeccable service and for making this journey so memorable. I look forward to working with you again in the future!
01/13/2024
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Frequently Asked Questions
What is an investment property mortgage?
An investment property mortgage is a loan designed specifically for purchasing rental properties or income-generating real estate.
How is an investment property mortgage different from a residential mortgage?
Investment property mortgages often have stricter qualification requirements, higher interest rates, and larger down payment requirements compared to residential mortgages.
What is the minimum down payment for an investment property in Canada?
The minimum down payment is typically 20% for rental properties, though this can vary based on the lender and property type.
Can I qualify for an investment property mortgage if I’m self-employed?
Yes! Our brokers specialize in helping self-employed individuals secure investment property mortgages with alternative income verification.
Are there tax benefits for investment properties in Canada?
Yes, you may be eligible to deduct mortgage interest, property taxes, and other expenses. We recommend consulting a tax professional for specific advice.