Award-Winning Mortgage Broker in Toronto | Lowest Rates & Fast Approvals
The Power Play: Why Genesis Group Is Your Top Choice
Get the Best Mortgage Rates in Toronto Today!
- Lowest Rates | Fast Approvals | Expert Advice
- Multi-Award-Winning Mortgage Brokerage
- 5-Star Google Reviews from Happy Homeowners
Whether you’re a first-time buyer, self-employed, an investor, or refinancing, we can help.

Why Choose Genesis Group?
- Multi-Award-Winning Brokerage: Recognized as one of Canada’s top mortgage firms for over 10 years.
- Exclusive Access to the Lowest Rates: We partner with 65+ lenders for truly competitive deals.
- 5-Star Rated on Google: Hundreds of satisfied Toronto clients trust us with their mortgages.
- Fast & Hassle-Free Approvals: Our streamlined process gets you approved quicker.
- Expert Guidance, Start to Finish: We negotiate on your behalf, saving you time and money.
-
My partner and I have been in our first home for over a month now and we cannot thank Kirk and The Genesis Team enough! Kirk was patient, professional, supportive,... read more informative, and honest with us throughout the whole process. We were extremely scared to dip our toes into the current housing market, but he took the time to address our concerns, go over our expectations and after only meeting us once, he was committed to us, our journey and getting us the very best rate that he could. We were blessed to have Kirk in our corner when we quickly found a home that we fell in love with. With his expertise we were able to see our dream as homeowners come to light. Thank you so much for all your help, Kirk! There are so many great things we could say about you and your team, but we want you to know that your positivity and passion for what you do is appreciated and admired. We look forward to working with you again as our family continues to grow over the next couple of years.
stephanie B
01/13/2023As a first-time homebuyer, navigating the mortgage process can be incredibly daunting, but The Genesis Group made it not only manageable but truly rewarding. I had the distinct pleasure of... read more working with Kirk Bryan, the founder & CEO, who personally guided me through each step with exceptional expertise and genuine care. Kirk and his team worked tirelessly to secure a fantastic interest rate for my mortgage, ensuring every detail was perfectly in place. Their award-winning service is evident in their proactive communication, deep industry knowledge, and commitment to their clients. Thanks to The Genesis Group, I crossed the finish line with my very first home purchase, feeling confident and well-supported. Highly recommended for anyone looking to make their home ownership dreams a reality!
Rohan Spence
05/13/2024If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more they were magicians. Highly recommend if you like your mortgages fast and your brokers witty! Special shoutout to Kirk the CEO and Brittney, they came back to me with the lowest rates and a heap of knowledge to guide me through. Definitely the best in the business!
Samantha L
09/13/2024 -
Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more Without their assistance and guidance, I wouldn't have been able to buy the business and help me achieve my financial goals. I would recommend Kirk and the Genesis Team, if you require any type of financing, be it for residential or commercial needs reach out to them.
Sean P.
02/21/2024I had a great experience with The Genesis Group. The process was smooth, with clear communication and competitive rates. Their team was responsive and helpful throughout. Highly recommend!
Breanna Bacik
09/13/2024Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more are truly 5 star. Highly recommend!
Lui Vescio Jr.
12/13/2024 -
My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more us. They made the process so smooth and we would recommend them again and again. The level of professionalism and help that they gave us was unmatched! 10/10
Laura Vescio
11/13/2024From the very first meeting to the joyous moment of receiving my keys, The Genesis Group, under the astute leadership of Kirk Bryan, has been nothing short of spectacular in... read more securing my first mortgage. Navigating through the home-buying process can be daunting for a first-timer, but Kirk and his dedicated team, including the remarkable Cshandrika Bryan and the diligent Hope Spence, provided me with the guidance, confidence, and support I needed. The Bryan team is well-versed in the complexities of the mortgage process and operates with a level of professionalism and personal attention that is rare in the industry. Cshandrika's expertise and proactive communication meant that I was never left in the dark, while Hope's tenacity ensured that we secured a deal that was not only favorable but also well ahead of the closing date, which is a testament to their commitment and efficiency. What I appreciated most was their personal touch; they treated my first home purchase with the significance it deserved, celebrating each milestone and navigating every challenge with a solution-oriented mindset. I am truly impressed by the personalized strategies and genuine care that The Genesis Group provided. To anyone stepping into the home-buying arena, I cannot recommend The Genesis Group enough. They are not just a team that helps you cross the 'finish line'; they are your steadfast partners in turning the dream of homeownership into a reality. Thank you, Kirk, Cshandrika, and Hope, for your impeccable service and for making this journey so memorable. I look forward to working with you again in the future!
Rohan Germain
01/13/2024Could not say enough about The Genesis Group. The level of dedication, professionalism, and knowledge is unmatched. When dealing with such a big life decision like buying a house -... read more I wouldn't trust anyone else to give me truth, detailed research, and industry knowledge/trends than Brittney. She made me feel comfortable, empowered, and completely in control. If you're searching for a mortgage or loan, the only name I would suggest is Genesis Group. You immediately feel like family and I can not say enough fantastic things about them. Thank you Brittney and team.
Maria Woychyshyn
11/13/2024

How We Compare – Our Competitive Advantage
Feature | The Genesis Group | Big Banks | Other Brokers |
---|---|---|---|
Access to 65+ Lenders | ✅ Yes | ❌ No | 🔸 Sometimes |
Fast Pre-Approvals (< 24 hrs) | ✅ Yes | ❌ No | 🔸 Sometimes |
Lowest Mortgage Rates | ✅ Yes | ❌ No | 🔸 Sometimes |
Dedicated Mortgage Experts | ✅ Yes | ❌ No | 🔸 Sometimes |
No Hidden Fees | ✅ Yes | ❌ No | 🔸 Sometimes |
Don’t settle for less. Work with Toronto’s #1 Mortgage Brokerage and save big.
Mortgage Rates & Potential Savings
Today’s Best Mortgage Rates in Toronto
Mortgage Term | Rates From | Payments | |
---|---|---|---|
6 Month Fixed | 2.99% | $2,368/mo | |
Rate Range: 2.99% - 5.50% |
|||
1 Year Fixed | 5.79% | $3,157/mo | |
Rate Range: 5.79% |
|||
2 Year Fixed | 4.84% | $2,876/mo | |
Rate Range: 4.84% |
|||
3 Year Fixed | 3.99% | $2,627/mo | |
Rate Range: 3.99% |
|||
4 Year Fixed | 4.59% | $2,804/mo | |
Rate Range: 4.59% |
|||
5 Year Fixed MOST POPULAR | 3.99% | $2,627/mo | |
Rate Range: 3.99% |
|||
5 Year Open | 4.95% | $2,908/mo | |
Rate Range: 4.95% |
|||
5 Year Variable | 4.45% | $2,736/mo | |
Rate Range: 4.45% |
*Disclaimer: If you don’t meet the requirements for our lowest advertised rates, don’t worry—Genesis Group has a wide range of competitive mortgage options to suit your needs! The rates displayed above represent realistic options if the outlined criteria aren’t fully met. Factors such as your credit score, down payment amount, and property details may impact your final rate. We’re dedicated to finding the best-possible solution for your unique situation.
Additional fees or premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending options.
Get Pre-Approved in Minutes!
Stop Overpaying on Your Mortgage – Trust the Best in Toronto!
- First-Time Buyers | Self-Employed | Refinancing | Investment Properties
Get Expert Guidance & Unbeatable Rates – Apply Today!
- Call Now: 1-866-404-3637
- Location: Serving Toronto & the GTA
- > Book a Free Consultation
For the latest insights on mortgage regulations and lending guidelines, visit the Canada Mortgage and Housing Corporation (CMHC)—a trusted resource for homebuyers, investors, and industry professionals.