Unlock Your Dream Home with Our Full-Service Residential Mortgage Solutions

Purchase

Ready to buy your dream home but unsure where to begin? Let our full-service mortgage brokerage lead the way. With personalized mortgage solutions tailored to your unique needs, we make securing financing a breeze. Whether you're looking for fixed-rate or adjustable-rate mortgages, we have the perfect options to make your home-buying journey stress-free and successful. Our team of seasoned experts is here to guide you through every step, answering all your questions with clarity and confidence. Trust us to help you find the ideal mortgage and turn your dream home into a reality.
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Pre-Approval

Ready to take the first step toward home ownership? Our streamlined pre-approval process makes it quick and easy. We'll help you understand your purchasing power, allowing you to start your home search with confidence. With our team of experienced mortgage professionals, you can rest assured that you're securing the best possible rates and terms. Whether you're a first-time buyer or looking to upgrade, we'll find the perfect mortgage to suit your needs. Let us help turn your homeownership dreams into reality with our hassle-free pre-approval process.
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Refinance (Equity Take-Out)

Looking to save money on your mortgage? Our full-service mortgage brokerage can help you refinance your current mortgage to lower your interest rate, reduce monthly payments, or even shorten your loan term. We'll guide you through the process and explain your options, ensuring you make an informed decision. Our team of experts will work with you to find the best possible solution for your financial goals. Trust us to help you save money and achieve financial freedom with our refinancing options.
Refinance and Save Now

Renewal & Transfers

Is your mortgage term coming to an end? Our full-service mortgage brokerage can help you renew your mortgage with confidence. We'll guide you through your options and find the best solution to meet your financial goals. With our team of experienced mortgage professionals, you can be assured of securing the best rates and terms available. We strive to make the renewal process easy and stress-free. Trust us to help you renew your mortgage and continue your journey toward financial freedom.
Renew Your Mortgage Today

Home Equity Line of Credit

Need extra cash for home renovations or other expenses? Our full-service mortgage brokerage can help you access the equity in your home with a Home Equity Line of Credit (HELOC). A HELOC allows you to borrow against the value of your home, using it as collateral. Our team of experts will guide you through your options and find the best solution for your financial goals. With a HELOC, you can access the cash you need, when you need it. Trust us to help you unlock your home’s equity and achieve your financial objectives.
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Self-Employed

Are you self-employed and having trouble getting approved for a mortgage? Our full-service mortgage brokerage offers solutions specifically designed for self-employed individuals. We understand your unique situation and will work with you to find the best possible mortgage solution for your needs. Our team of experts knows the ins and outs of self-employed mortgages and will guide you through the process with ease. With our self-employed solutions, you can achieve your dream of homeownership without the traditional employment requirements. Trust us to help you find the right mortgage solution tailored to your self-employed status.
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Investment Property

Looking to invest in a rental property? Our full-service mortgage brokerage can help you secure the financing you need for your investment property. We offer a range of mortgage options tailored specifically for investment properties, including rental income and cash flow analysis. Our team of experts will work closely with you to understand your investment goals and find the best possible solution for your needs. Trust us to help you achieve your investment dreams with our comprehensive investment property financing options.
Finance Your Investment Today

Vacation and Second Home

Dreaming of a vacation or a second home? Our full-service mortgage brokerage can help make that dream a reality. We offer a range of mortgage options specifically designed for vacation and second homes, including flexible payment plans and low down payment requirements. Our team of experts will work with you to understand your goals and find the best solution for your needs. With our vacation and second home financing options, you can enjoy the benefits of owning a second property without the stress. Trust us to help you achieve your dream of owning a vacation or second home.
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Purchase Plus Improvement

Found the perfect home but it needs some work? Our full-service mortgage brokerage can help you purchase and renovate your dream home with a Purchase Plus Improvement mortgage. This unique financing option allows you to combine your purchase and renovation costs into one convenient mortgage. Our team of experts will work closely with you to understand your renovation goals and find the best solution for your needs. With a Purchase Plus Improvement mortgage, you can transform your fixer-upper into the home of your dreams. Trust us to help you achieve your renovation goals with our Purchase Plus Improvement mortgage option.
Transform Your Home Today

Construction Mortgage

Building your dream home from the ground up? Our full-service mortgage brokerage offers Construction Mortgages specifically designed for new home construction. We’ll help you secure the financing you need to make your dream home a reality, with progress draws to ensure your project stays on track. Our team of experts will work closely with you and your builder to make the construction process as smooth and stress-free as possible. With our Construction Mortgages, you can build the home you’ve always wanted without the stress of traditional construction financing. Trust us to help you achieve your dream of building a new home with our Construction Mortgage option.
Build Your Dream Home Now

First-Time Home Buyer

Ready to take the leap into homeownership? Our full-service mortgage brokerage can help first-time home buyers navigate the complex world of mortgages with ease. We offer a range of mortgage options specifically designed for first-time buyers, including low down payment options and flexible credit requirements. Our team of experts will work closely with you to understand your unique situation and find the best possible solution for your needs. With our first-time home buyer options, you can achieve your dream of homeownership without the stress. Trust us to help make your first home purchase a success.
Buy Your First Home Today

Divorce

Going through a divorce and need to refinance your mortgage? Our full-service mortgage brokerage can help make the process as easy as possible. We offer solutions specifically designed for those experiencing a divorce, including mortgage refinancing options that can help you keep your home. Our team of experts understands the challenges of divorce and will work with you to find the best possible solution for your needs. Trust us to help you navigate the process and find the right mortgage solution to fit your changing circumstances. With our divorce solutions, you can move forward with confidence and achieve your financial goals.
Secure Your Future Today

Credit Repair

Struggling with bad credit? Our full-service mortgage brokerage can help you repair your credit and secure the financing you need for your dream home. We offer credit repair services designed to help you improve your credit score and financial standing. Our team of experts will work closely with you to create a personalized credit repair plan, including debt consolidation and credit counselling. With our credit repair services, you can take control of your finances and achieve your dream of homeownership. Trust us to help you repair your credit and secure the financing you need.
Rebuild Your Credit Today

New to Canada

New to Canada and ready to buy a home? Our full-service mortgage brokerage can help make your dream of homeownership a reality. We offer mortgage solutions specifically designed for new Canadians, including flexible credit requirements and low down payment options. Our team of experts understands the challenges of immigrating to a new country and will work closely with you to find the best possible solution for your needs. With our New to Canada mortgage options, you can achieve your dream of owning a home in Canada. Trust us to help you navigate the process and find the right mortgage solution to fit your unique circumstances.
Own Your Canadian Home Today

Reverse Mortgage

Having trouble with a tight budget during retirement? Our all-in-one mortgage brokerage can help you unlock the value in your home with our exceptional Reverse Mortgage Solutions. We offer reverse mortgages designed to turn your home’s equity into cash, so you can enjoy your golden years stress-free. Our team of experts will work closely with you to find the perfect reverse mortgage plan tailored to your needs. With our Reverse Mortgage Solutions, you can take control of your finances and make the most of your retirement. Trust us to help you unlock the potential in your home and achieve the worry-free lifestyle you deserve.
Unlock Your Home's Value Today

Blanket Mortgage

Juggling multiple properties and mortgages? Our full-service mortgage brokerage can help you streamline your finances with our outstanding Blanket Mortgage Solutions. We offer blanket mortgages designed to consolidate your loans and simplify your property management. Our team of experts will work closely with you to create a personalized blanket mortgage plan, making it easier to manage your investments and cash flow. With our Blanket Mortgage Solutions, you can take control of your finances and achieve your property investment goals. Trust us to help you simplify your property management and secure the financing you need.
Simplify Your Finances Today

Debt Consolidation

Overwhelmed by multiple debts? Our full-service mortgage brokerage can help you regain control of your finances with our outstanding Debt Consolidation Solutions. We offer debt consolidation services designed to simplify your payments and improve your financial standing. Our team of experts will work closely with you to create a personalized debt consolidation plan, combining your debts into a single, manageable payment. With our Debt Consolidation Solutions, you can take control of your finances and focus on your future goals. Trust us to help you streamline your debt management and secure the financial freedom you deserve.
Consolidate Your Debt Today

Home Renovations

Dreaming of transforming your home? Our full-service mortgage brokerage can help you secure the financing you need for your home renovation project. We offer home renovation loan solutions designed to make your remodeling goals a reality. Our team of experts will work closely with you to create a personalized home renovation financing plan, tailored to your specific needs and budget. With our home renovation loan services, you can take control of your finances and make your dream home a reality. Trust us to help you unlock the potential of your home and secure the financing you need for a beautiful transformation.
Transform Your Home Today
Getting the right mortgage rate gif-The Genesis Group

5 Year - Fixed Term from

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Get Started Now and Save Thousands!

No cost, no obligation—just your best rate in minutes.

At Genesis, we’re dedicated to securing the lowest rate possible for you. Your personalized rate depends on factors like credit score and home equity, in line with Canadian regulations. Get your tailored details quickly—with zero cost, zero obligation, and total peace of mind.

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Term
Rates From
Payments as low as
1 Year Fixed
5.79%
$3,157/mo
2 Year Fixed
4.84%
$2,876/mo
3 Year Fixed
4.39%
$2,748/mo
4 Year Fixed
4.59%
$2,804/mo
5 Year Fixed
4.24%
$2,705/mo
5 Year Open
4.95%
$2,908/mo
5 Year Variable
4.45%
$2,736/mo
Illustration purposes only. Use our Genesis Mortgage Calculator for a better look.
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5 Year - Variable

4.45%

This exclusive rate is available for High Ratio Mortgages and applies to both new purchases and some mortgage switches. With a guaranteed rate of Prime -1.00%, you’ll enjoy the freedom to make extra payments or increase your monthly payments by up to 20% per year.

And the best part? This is a full-frills mortgage—no hidden surprises or restrictive clauses like a bona fide sales clause!

Prime Rate @ 5.45%

4.45% - 5.50%

If you don’t qualify for our lowest advertised rate, don’t worry! We have other competitive options tailored to your needs. Factors such as your credit score and home equity will determine your final rate.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!

5 Year - Open

4.95%

Enjoy a rate discount starting from Prime -0.50% for your term. This 5-year Adjustable Rate Mortgage (ARM) offers unmatched flexibility: pay it, lock it, break it, or change it—with no restrictions or penalties.

Perfect for insured, insurable, and uninsured new purchases and switches, this option is available for owner-occupied properties only.

Prime Rate @ 5.45%

4.95% - 6.75%

If you don’t qualify for our lowest advertised rate, don’t worry—there are still excellent low-rate options for you! Your final rate depends on factors such as your credit rating and home equity.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!

5 Year - Fixed

4.24%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.24% - 5.69%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!

4 Year - Fixed

4.59%

Take advantage of this competitive rate available for High Ratio purchases and select Insured transfers! Enjoy the flexibility of making up to 20% lump sum payments annually and increasing your regular payments by up to 20%. This is a full-featured mortgage designed to give you the freedom and flexibility you need. 

4.59% - 6.84%

If you don’t qualify for our lowest advertised rate, don’t worry—we’ve got a variety of low-rate options to fit your needs. The rates shown above reflect realistic scenarios and are influenced by factors like credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!

3 Year - Fixed

4.39%

Take advantage of this fantastic rate available exclusively for High Ratio deals! With the flexibility to make up to 15% lump sum payments annually and the option to increase your regular payments by up to 15%, this is a full-featured mortgage that adapts to your needs. Lock in this rate for up to 120 days and plan your homeownership journey with confidence.

4.39% - 5.79%

Don’t worry if you don’t qualify for our lowest advertised rate—we’ve got you covered with a range of low-rate options tailored to fit your unique circumstances. The rates above reflect realistic scenarios based on factors such as credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!

2 Year - Fixed

4.84%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.84% - 6.19%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!

1 Year - Fixed

5.49%

Unlock this exclusive low rate for High Ratio purchases and Switches. Enjoy up to 20% lump sum payments annually and the flexibility to increase your payments by 20%! Plus, lock in this fully-loaded mortgage rate for up to 120 days—no hidden restrictions, just exceptional value.

5.49% - 6.99%

Even if you don’t qualify for our lowest rate, we’ve got plenty of low-rate options tailored to fit your unique situation. Your final rate depends on factors like your home equity and credit score, but with Genesis, you’ll always get the best-possible rate for your needs.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Secure Your Best Rate Today!