Stress-Free Mortgage Renewal in Canada –Get Better Rates & Flexible Terms
Is your mortgage renewal approaching? Don’t settle for your lender’s first offer! At Genesis Group, we specialize in securing the best mortgage renewal rates in Canada, ensuring you benefit from lower payments, better terms, and tailored options that align with your financial goals. With our expert mortgage advisors by your side, renewing your mortgage is a seamless and stress-free process.

Why Choose Genesis Group for Your Mortgage Renewal?
- 🏡 Access to Over 65 Lenders: Compare rates across multiple lenders to find the best deal.
- 💰 Lower Monthly Payments: Take advantage of competitive rates to reduce your monthly expenses.
- 📈 Customized Solutions: Tailored mortgage renewal strategies that fit your financial goals.
- 🏆 Award-Winning Service: Trusted by thousands of Canadians for exceptional service and expertise.
- 📋 No Obligation Consultation: Get expert advice without any pressure or commitment.
For insights on mortgage renewal options, visit the Canada Mortgage and Housing Corporation (CMHC) website.
The Mortgage Renewal Process (Step-by-Step Guide)
- Review Your Current Mortgage: Analyze your current interest rate and terms.
- Explore New Options: Compare offers from different lenders for the best rates.
- Consult with an Expert: Get tailored recommendations from Genesis Group.
- Secure the Best Deal: Finalize your renewal with confidence and ease.


5 Year - Fixed Term from
Get Started Now and Save Thousands!
No cost, no obligation—just your best rate in minutes.
At Genesis, we’re dedicated to securing the lowest rate possible for you. Your personalized rate depends on factors like credit score and home equity, in line with Canadian regulations. Get your tailored details quickly—with zero cost, zero obligation, and total peace of mind.
Common Mortgage Renewal Mistakes to Avoid
Avoid costly mistakes by being informed and proactive in your renewal process. Some key pitfalls include:
- Automatically accepting your lender’s first offer.
- Not considering refinancing options for better savings.
- Ignoring changes in your financial goals and needs.

Discover the Key Benefits of Choosing Mortgage Renewal
with Genesis Group.
⭐⭐⭐⭐⭐ Experience Guaranteed
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Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more are truly 5 star. Highly recommend!
Lui Vescio Jr.
12/13/2024My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more us. They made the process so smooth and we would recommend them again and again. The level of professionalism and help that they gave us was unmatched! 10/10
Laura Vescio
11/13/2024From the very first meeting to the joyous moment of receiving my keys, The Genesis Group, under the astute leadership of Kirk Bryan, has been nothing short of spectacular in... read more securing my first mortgage. Navigating through the home-buying process can be daunting for a first-timer, but Kirk and his dedicated team, including the remarkable Cshandrika Bryan and the diligent Hope Spence, provided me with the guidance, confidence, and support I needed. The Bryan team is well-versed in the complexities of the mortgage process and operates with a level of professionalism and personal attention that is rare in the industry. Cshandrika's expertise and proactive communication meant that I was never left in the dark, while Hope's tenacity ensured that we secured a deal that was not only favorable but also well ahead of the closing date, which is a testament to their commitment and efficiency. What I appreciated most was their personal touch; they treated my first home purchase with the significance it deserved, celebrating each milestone and navigating every challenge with a solution-oriented mindset. I am truly impressed by the personalized strategies and genuine care that The Genesis Group provided. To anyone stepping into the home-buying arena, I cannot recommend The Genesis Group enough. They are not just a team that helps you cross the 'finish line'; they are your steadfast partners in turning the dream of homeownership into a reality. Thank you, Kirk, Cshandrika, and Hope, for your impeccable service and for making this journey so memorable. I look forward to working with you again in the future!
Rohan Germain
01/13/2024 -
Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs
Mark Winter
11/13/2024The Genesis Group exceeded my expectations! Purchasing an investment can be a scary process especially during this unprecedented time. I had the pleasure of working with Kirk and his assistant... read more Deidre, their level of excellence and commitment will have me returning in the future to build on my real estate portfolio. The office is beautifully located in the town of Ajax and surprisingly they were available after hours to answer any questions. They had full dedication and commitment to my file, I felt prioritized! The online portal to submit and sign documents was user friendly and helped to expedite the process. They did everything on my behalf to ensure a successful closing, allowing for me to continue on with my busy schedule. I recommend The Genesis Group for all your investment needs. Kirk goes above and beyond for his clients. Thank you to the entire team for all the help with closing my deal.
S T
01/13/2023If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more they were magicians. Highly recommend if you like your mortgages fast and your brokers witty! Special shoutout to Kirk the CEO and Brittney, they came back to me with the lowest rates and a heap of knowledge to guide me through. Definitely the best in the business!
Samantha L
09/13/2024 -
Could not say enough about The Genesis Group. The level of dedication, professionalism, and knowledge is unmatched. When dealing with such a big life decision like buying a house -... read more I wouldn't trust anyone else to give me truth, detailed research, and industry knowledge/trends than Brittney. She made me feel comfortable, empowered, and completely in control. If you're searching for a mortgage or loan, the only name I would suggest is Genesis Group. You immediately feel like family and I can not say enough fantastic things about them. Thank you Brittney and team.
Maria Woychyshyn
11/13/2024As a first-time homebuyer, navigating the mortgage process can be incredibly daunting, but The Genesis Group made it not only manageable but truly rewarding. I had the distinct pleasure of... read more working with Kirk Bryan, the founder & CEO, who personally guided me through each step with exceptional expertise and genuine care. Kirk and his team worked tirelessly to secure a fantastic interest rate for my mortgage, ensuring every detail was perfectly in place. Their award-winning service is evident in their proactive communication, deep industry knowledge, and commitment to their clients. Thanks to The Genesis Group, I crossed the finish line with my very first home purchase, feeling confident and well-supported. Highly recommended for anyone looking to make their home ownership dreams a reality!
Rohan Spence
05/13/2024Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more Without their assistance and guidance, I wouldn't have been able to buy the business and help me achieve my financial goals. I would recommend Kirk and the Genesis Team, if you require any type of financing, be it for residential or commercial needs reach out to them.
Sean P.
02/21/2024

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Frequently Asked Questions
When should I start the mortgage renewal process?
It’s best to start looking into renewal options 4 to 6 months before your term ends to secure better rates.
Can I switch lenders during mortgage renewal?
Yes, you have the freedom to shop around and switch lenders to get better terms and lower rates.
How do I know if I should renew or refinance?
If your financial goals have changed, refinancing may be a better option. Our experts can help assess your situation.
Are there penalties for switching lenders?
Some lenders may have penalties for early termination, but they can often be offset by lower rates from a new lender.
What documents do I need for my mortgage renewal?
Typically, you’ll need your current mortgage details, proof of income, and recent financial statements.