Compare and Save with Our Mortgage Calculator

Discover how much you can save by comparing different mortgage rates. Our intuitive tool helps you make informed decisions with real-time data and personalized insights.

Compare and Save-The Genesis Group

What Our Compare and Save Mortgage Calculator Can Do for You?

Unlock the full potential of your mortgage savings with our easy-to-use comparison tool. Whether you’re shopping for a new mortgage or looking to refinance, our calculator helps you:

  • Compare interest rates across multiple lenders effortlessly.
  • Identify potential savings by adjusting different terms and payment plans.
  • Make informed financial decisions with clear, side-by-side comparisons.

Start saving today with insights tailored to your financial goals. For more details on mortgage regulations in Canada, visit the Government of Canada’s official mortgage site to learn more.

Why Choose Our Compare and Save Mortgage Calculator?

At Genesis Group, we understand that finding the right mortgage is crucial to your financial well-being. Our calculator offers:

  • Trusted Accuracy: Backed by industry-leading mortgage professionals to ensure reliable results.
  • Ease of Use: A simple, intuitive interface designed to make complex calculations effortless.
  • Real-Time Results: Instantly compare multiple options and discover the best savings opportunities.

Join thousands of Canadians who trust Genesis Group for their mortgage needs.

Compare and Save-The Genesis Group

How Our Compare and Save Mortgage Calculator Works

Using our calculator is quick and hassle-free. Just follow these three simple steps:

  1. Enter Your Mortgage Details: Input key details such as loan amount, interest rate, and term length.
  2. Compare Different Scenarios: Adjust terms and rates to see how they impact your monthly payments and overall savings.
  3. Get Instant Results: Receive a clear breakdown of your best mortgage options.

With these insights, you’ll have the confidence to make the right mortgage decision for your future.

Compare Rates and Save

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Save over 5 years:

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A lower rate gives you more savings than a slightly lower monthly payment. You save on total interest plus pay down more principal over the term.

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Disclaimer:
The tools and features on this website provide estimates and perform calculations for illustrative purposes only. They rely on various assumptions that may not account for every individual situation. For accurate and personalized guidance, we recommend consulting with a Genesis Group mortgage expert. The Genesis Group does not guarantee the accuracy, reliability, or completeness of these tools or their calculations.

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Looking for personalized advice on your mortgage options? Our expert advisors are here to help.

👉 Book a Free Consultation Today! Let us guide you through the mortgage process and find the perfect solution tailored to your needs.

Frequently Asked Questions

How does the Compare and Save Mortgage Calculator work?

Our calculator allows you to input your mortgage details and compare them with different scenarios, showing potential savings based on loan terms and interest rates.

Consider factors such as interest rates, term length, monthly payments, prepayment options, and lender fees to ensure you make the best decision.

Yes, our Compare and Save Calculator is perfect for refinancing scenarios, allowing you to compare your current mortgage with potential new offers.

Our calculator provides highly accurate estimates based on industry-standard financial models, but it’s always best to consult with a mortgage advisor for personalized advice.

Once you’ve reviewed your potential savings, contact our mortgage experts to discuss your options and lock in the best mortgage deal for you.

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5 Year - Variable

4.45%

This exclusive rate is available for High Ratio Mortgages and applies to both new purchases and some mortgage switches. With a guaranteed rate of Prime -1.00%, you’ll enjoy the freedom to make extra payments or increase your monthly payments by up to 20% per year.

And the best part? This is a full-frills mortgage—no hidden surprises or restrictive clauses like a bona fide sales clause!

Prime Rate @ 5.45%

4.45% - 5.50%

If you don’t qualify for our lowest advertised rate, don’t worry! We have other competitive options tailored to your needs. Factors such as your credit score and home equity will determine your final rate.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Open

4.95%

Enjoy a rate discount starting from Prime -0.50% for your term. This 5-year Adjustable Rate Mortgage (ARM) offers unmatched flexibility: pay it, lock it, break it, or change it—with no restrictions or penalties.

Perfect for insured, insurable, and uninsured new purchases and switches, this option is available for owner-occupied properties only.

Prime Rate @ 5.45%

4.95% - 6.75%

If you don’t qualify for our lowest advertised rate, don’t worry—there are still excellent low-rate options for you! Your final rate depends on factors such as your credit rating and home equity.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Fixed

4.24%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.24% - 5.69%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

4 Year - Fixed

4.59%

Take advantage of this competitive rate available for High Ratio purchases and select Insured transfers! Enjoy the flexibility of making up to 20% lump sum payments annually and increasing your regular payments by up to 20%. This is a full-featured mortgage designed to give you the freedom and flexibility you need. 

4.59% - 6.84%

If you don’t qualify for our lowest advertised rate, don’t worry—we’ve got a variety of low-rate options to fit your needs. The rates shown above reflect realistic scenarios and are influenced by factors like credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

3 Year - Fixed

4.39%

Take advantage of this fantastic rate available exclusively for High Ratio deals! With the flexibility to make up to 15% lump sum payments annually and the option to increase your regular payments by up to 15%, this is a full-featured mortgage that adapts to your needs. Lock in this rate for up to 120 days and plan your homeownership journey with confidence.

4.39% - 5.79%

Don’t worry if you don’t qualify for our lowest advertised rate—we’ve got you covered with a range of low-rate options tailored to fit your unique circumstances. The rates above reflect realistic scenarios based on factors such as credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

2 Year - Fixed

4.84%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.84% - 6.19%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

1 Year - Fixed

5.49%

Unlock this exclusive low rate for High Ratio purchases and Switches. Enjoy up to 20% lump sum payments annually and the flexibility to increase your payments by 20%! Plus, lock in this fully-loaded mortgage rate for up to 120 days—no hidden restrictions, just exceptional value.

5.49% - 6.99%

Even if you don’t qualify for our lowest rate, we’ve got plenty of low-rate options tailored to fit your unique situation. Your final rate depends on factors like your home equity and credit score, but with Genesis, you’ll always get the best-possible rate for your needs.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

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