Meet the Top-Rated Mortgage Brokers in Canada
You Can Trust

Why Choose Canada's Top Mortgage Brokers?

When it comes to securing your dream home or investment, working with Canada’s top mortgage brokers makes all the difference. At Genesis Group, our award-winning team is committed to delivering personalized mortgage solutions tailored to your financial goals. Whether you’re a first-time homebuyer, looking to refinance, or investing in property, we provide expert guidance and access to the best mortgage rates in Canada. With a focus on transparency, efficiency, and your best interests, we’re here to make your home financing journey simple and stress-free.

Get Your Free Mortgage Consultation Today!

*As Featured in The Toronto Star, CMP, and Forbes.

Proven Experience and Exceptional Client Success

Mortgages Successfully Managed
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  • I had a great experience with The Genesis Group. The process was smooth, with clear communication and competitive rates. Their team was responsive and helpful throughout. Highly recommend!

    Breanna Bacik Avatar Breanna Bacik
    09/13/2024

    From the very first meeting to the joyous moment of receiving my keys, The Genesis Group, under the astute leadership of Kirk Bryan, has been nothing short of spectacular in... read more

    Rohan Germain Avatar Rohan Germain
    01/13/2024

    Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs

    Mark Winter Avatar Mark Winter
    11/13/2024
  • If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more

    Samantha L Avatar Samantha L
    09/13/2024

    My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more

    Laura Vescio Avatar Laura Vescio
    11/13/2024

    My partner and I have been in our first home for over a month now and we cannot thank Kirk and The Genesis Team enough! Kirk was patient, professional, supportive,... read more

    stephanie B Avatar stephanie B
    01/13/2023
  • The Genesis Group exceeded my expectations! Purchasing an investment can be a scary process especially during this unprecedented time. I had the pleasure of working with Kirk and his assistant... read more

    S T Avatar S T
    01/13/2023

    Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more

    Lui Vescio Jr. Avatar Lui Vescio Jr.
    12/13/2024

    Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more

    Sean P. Avatar Sean P.
    02/21/2024
4.6
Based on 35 reviews
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Meet the Team Behind Your Mortgage Success

A Team of Experts Committed to Your Goals

Kirk Bryan– Genesis Group's Top Mortgage Brokers in Canada.

Founder, CEO and Principal Broker

Kirk is the Founder, Chief Executive Officer and Principal Broker at The Genesis Group. He has been in the Mortgage Industry since 2011 and has achieved success because of his passion, excitement and tireless work ethic. Kirk specializes in working with all generations as a result of his own personal experience in buying and selling real estate, his own professional career and development, and his extensive understanding of the mortgage industry.

Prior to founding The Genesis Group with his wife Cshandrika, Kirk was an award-winning sales, marketing and account manager offering 6+ years of progressive experience and an impressive track record of outperforming revenue goals, expanding customer base, and delivering world-class customer service. He was consistent in developing new businesses and expanding his established accounts in all types of market and economic conditions. Kirk has shown a proven ability to design innovative marketing strategies to build brand awareness, facilitate business growth, and create enthusiasm around the object of marketing.

Kirk is a dynamic leader, well-versed in forging strategic business relationships with key accounts and motivating team members to new levels of productivity, and a polished communicator who can customize conversations to specific customer requirements with a strong ability to build an industry presence.   As an avid car enthusiast, Kirk channels his passion for cars to motivate and uplift individuals, showing them that anything is possible once you put your mind to it. As a man of God, Kirk loves to give back to the church and community at large through donating, various volunteer opportunities, and local charity organizations.

Co-Founder and CFO

Cshandrika is the Co-Founder and Chief Financial Officer of The Genesis Group. As an avid real estate investor herself, coupled with her knowledge of not only the mortgage markets but of interior decorating, her clients receive insight that is rarely found in the mortgage profession. Cshandi began her career in the sports industry, playing basketball at the varsity level, and coaching at the rep level (girls under 19). And as a sports director for competitive basketball camps across Ontario for varying age groups.

Cshandi parlayed her talents into the entertainment industry pursuing a career as an improv comedian where she underwent training from The Second City. She was a commercial model and singer-songwriter. During her tenure in these industries, she has garnered a wealth of experience and expertise in leadership and team development. In 2015 Cshandi co-founded the Genesis Group with Kirk Bryan, and there-after became a mortgage agent believing that she could provide more personalized services to her clients. She prides herself in presenting expert product knowledge and strategies to her clients and delivers exceptional results.

Cshandi takes the time to ensure her clients understand their options and provides experienced, trustworthy advice regarding their purchasing and refinancing needs. Cshandi has developed many business and personal relationships in her community of Toronto through her work. Cshandi is married to her best friend Kirk. She is also an avid basketball player and enjoys quality time with her two daughters: Savannah and Sahara and the newest member of the family Maverick! Giving back is very important to Cshandi and she is one of the worship leaders and soloists at Open for Life Ministries.

Cshandrika Bryan – Genesis Group's Top Mortgage Brokers in Canada.
Brittney Gruning-Genesis Group's Top Mortgage Brokers in Canada.

COO

Brittney is the Chief Operations Officer at The Genesis Group, bringing over a decade of expertise in guiding clients through high-end financial decisions. Since 2013, Brittney has been instrumental in helping clients secure approvals for major purchases. She initially specialized in luxury automotive sales before transitioning into mortgage financing and commercial business loans. In her previous role, she helped clients secure approvals for prestigious vehicles like Range Rovers, Jaguars, and electric Polestar premium models.

Brittney’s diverse background allows her to offer a comprehensive approach to financing, combining her passion for high-end markets with a deep understanding of both the mortgage and business lending industries. With her extensive experience in managing complex transactions and building strong client relationships, Brittney has seamlessly transitioned into her current leadership role. Today, she excels in helping businesses and individuals secure the financial tools they need to thrive and grow.

Brittney is known for her ability to tailor solutions that meet her clients’ unique needs, and her dedication to delivering exceptional service has earned her a stellar reputation in the industry. Her commitment to excellence continues to drive her success in helping clients achieve their financial goals.

Senior Underwriter and CRO

Shawn Gale brings a wealth of experience and expertise to his role as Senior Underwriter and Chief Risk Officer at The Genesis Group, with an extensive background in the mortgage industry spanning various roles on both the lender and client side. His deep understanding of mortgage underwriting, risk assessment, and client advocacy positions him as a key asset in ensuring seamless processes and optimal solutions for clients.

Throughout his career, Shawn has demonstrated exceptional proficiency in evaluating complex mortgage applications, identifying potential risks, and developing strategic solutions that align with both lender requirements and client needs. His meticulous attention to detail, combined with a client-centric approach, has earned him a stellar reputation within the industry.

Shawn’s leadership extends beyond underwriting, as he actively collaborates with internal teams to enhance operational efficiency and implement risk management strategies that drive sustainable growth. His ability to navigate the evolving mortgage landscape with agility and precision ensures The Genesis Group remains a trusted partner for clients seeking tailored financial solutions.

Outside of his professional endeavors, Shawn enjoys spending quality time with his family, playing soccer, and indulging in his passion for karaoke. His well-rounded personality and dedication to both work and leisure contribute to his dynamic approach to leadership and client engagement.

Shawn Gale-Genesis Group's Top Mortgage Brokers in Canada.
Sean Baillie- Genesis Group's Top Mortgage Brokers in Canada.

Senior Vice President and CIO

Sean Baillie brings over two decades of expertise in technical support, systems administration, and business operations to his role as Senior Vice President and Chief Information Officer at The Genesis Group. With a career marked by innovation and leadership, Sean excels in delivering tailored technical solutions and fostering team collaboration to drive organizational success.

Throughout his career, Sean has demonstrated exceptional skill in troubleshooting and resolving complex software and hardware challenges. His analytical problem-solving abilities, combined with his dedication to seamless communication and client-focused engagement, have earned him a reputation for excellence in the technology sector.

Sean has successfully managed and led large technical teams across multiple geographies, ensuring the delivery of integrated solutions that meet diverse business needs. His ability to oversee multiple projects simultaneously while maintaining a strong focus on deadlines and quality has been instrumental in supporting clients and internal stakeholders alike.

As a seasoned professional, Sean is committed to leveraging technology to empower businesses and individuals to thrive in an ever-evolving digital landscape. His expertise and unwavering professionalism continue to position The Genesis Group as a leader in innovative, client-centered solutions.

CDO

Germaine Bryan is a visionary leader with over a decade of expertise in digital marketing, web development, and lead generation. As Chief Digital Officer at The Genesis Group, Germaine leverages his deep understanding of marketing technologies and strategic growth to elevate the company’s online presence and drive measurable results.

Germaine’s career spans a broad spectrum of digital disciplines, including SEO optimization, performance marketing, and website design, making him a dynamic force in the ever-evolving digital landscape. His technical acumen, combined with his ability to craft data-driven strategies, has enabled him to consistently deliver high-quality leads and enhance client engagement across multiple platforms.

Before joining The Genesis Group, Germaine successfully led digital transformation initiatives for various businesses, utilizing his creative and analytical mindset to build impactful marketing solutions. Known for his collaborative leadership style, he excels at fostering strong team dynamics and maintaining a forward-thinking approach to problem-solving.

Germaine’s dedication to innovation and excellence continues to shape The Genesis Group’s digital strategy, ensuring that clients and stakeholders benefit from cutting-edge solutions and sustained growth.

Germaine Bryan-Genesis Group's Top Mortgage Brokers in Canada.

Meet the Rest of Our Trusted Mortgage Professionals in Canada

At Genesis Group, our team of trusted mortgage professionals is dedicated to providing you with personalized, top-tier service tailored to your unique needs. Whether you’re purchasing your first home, investing in real estate, or exploring business financing options, our award-winning expertise ensures you secure the best mortgage solutions in Canada.

Join the thousands of satisfied clients who have placed their trust in Genesis Group to guide them through every step of their financial journey with confidence and ease.

Paulette (Hope) Spence- Genesis Group's Top Mortgage Brokers in Canada.

Paulette (Hope) Spence

VP of Human Resources & Compliance
Level 2 Mortgage Agent
📧: [email protected]

Chanelle Mills – Expert Mortgage Broker at Genesis Group Canada.

Chanelle Mills

Level 1 Mortgage Agent
📧: [email protected]

Suzette Clarke – Genesis Group's Top Mortgage Brokers in Canada.

Suzette Clarke

Level 2 Mortgage Agent
📧: [email protected]

Karl Bennett – Genesis Group's Top Mortgage Brokers in Canada.

Karl Bennett

Level 2 Mortgage Agent
📧: [email protected]

Tailored Mortgage Solutions for Every Need

At Genesis Group, we understand that no two financial journeys are the same. That’s why our top mortgage brokers in Canada take a personalized approach to finding the perfect mortgage solution for you. Whether you’re purchasing your first home, upgrading to a larger space, refinancing to access equity, or investing in real estate, we tailor our strategies to match your unique needs and financial goals. With access to Canada’s leading lenders and exclusive rates, we ensure you get the best options available—quickly and seamlessly.

Ready to take the next step? Let’s Find Your Perfect Mortgage Solution – Talk to an Expert Now and discover how our tailored mortgage solutions can help you achieve financial freedom.

Get to Know Our Trusted Mortgage Advisors

Your mortgage journey starts with the right people by your side. At Genesis Group, our expert mortgage advisors are dedicated to guiding you every step of the way—offering personalized advice, answering your questions, and helping you choose the best mortgage options for your needs.

Whether you’re looking to buy your first home, refinance, or invest, our team is here to provide clear, honest, and professional support. We take the time to listen, understand your financial goals, and craft a mortgage plan that puts you in control of your future.

Ready to take the next step?
Book a free consultation with one of our mortgage experts today and experience the Genesis Group difference firsthand.

Frequently Asked Questions About Our Mortgage Experts

What qualifications do Genesis Group mortgage brokers have?

Our team consists of licensed and award-winning mortgage brokers with years of experience in the Canadian mortgage industry. We are certified professionals who specialize in residential, commercial, and investment financing solutions.

Our mortgage experts work with a vast network of lenders across Canada to secure the lowest mortgage rates tailored to your financial situation. We analyze multiple options and guide you to the best decision.

Yes! We offer free consultations to discuss your mortgage goals and provide personalized advice. Simply contact us through our website or give us a call to book an appointment.

Genesis Group stands out due to our commitment to personalized service, award-winning expertise, and a deep understanding of market trends. We focus on empowering clients with informed decisions.

Absolutely! We specialize in helping self-employed individuals secure mortgage approvals with tailored solutions that consider unique income structures.

Bring your financial documents such as proof of income, tax returns, credit report, and details about the property you’re interested in. Our team will guide you through the rest.

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5 Year - Variable

4.45%

This exclusive rate is available for High Ratio Mortgages and applies to both new purchases and some mortgage switches. With a guaranteed rate of Prime -1.00%, you’ll enjoy the freedom to make extra payments or increase your monthly payments by up to 20% per year.

And the best part? This is a full-frills mortgage—no hidden surprises or restrictive clauses like a bona fide sales clause!

Prime Rate @ 5.45%

4.45% - 5.50%

If you don’t qualify for our lowest advertised rate, don’t worry! We have other competitive options tailored to your needs. Factors such as your credit score and home equity will determine your final rate.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Open

4.95%

Enjoy a rate discount starting from Prime -0.50% for your term. This 5-year Adjustable Rate Mortgage (ARM) offers unmatched flexibility: pay it, lock it, break it, or change it—with no restrictions or penalties.

Perfect for insured, insurable, and uninsured new purchases and switches, this option is available for owner-occupied properties only.

Prime Rate @ 5.45%

4.95% - 6.75%

If you don’t qualify for our lowest advertised rate, don’t worry—there are still excellent low-rate options for you! Your final rate depends on factors such as your credit rating and home equity.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Fixed

4.24%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.24% - 5.69%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

4 Year - Fixed

4.59%

Take advantage of this competitive rate available for High Ratio purchases and select Insured transfers! Enjoy the flexibility of making up to 20% lump sum payments annually and increasing your regular payments by up to 20%. This is a full-featured mortgage designed to give you the freedom and flexibility you need. 

4.59% - 6.84%

If you don’t qualify for our lowest advertised rate, don’t worry—we’ve got a variety of low-rate options to fit your needs. The rates shown above reflect realistic scenarios and are influenced by factors like credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

3 Year - Fixed

4.39%

Take advantage of this fantastic rate available exclusively for High Ratio deals! With the flexibility to make up to 15% lump sum payments annually and the option to increase your regular payments by up to 15%, this is a full-featured mortgage that adapts to your needs. Lock in this rate for up to 120 days and plan your homeownership journey with confidence.

4.39% - 5.79%

Don’t worry if you don’t qualify for our lowest advertised rate—we’ve got you covered with a range of low-rate options tailored to fit your unique circumstances. The rates above reflect realistic scenarios based on factors such as credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

2 Year - Fixed

4.84%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.84% - 6.19%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

1 Year - Fixed

5.49%

Unlock this exclusive low rate for High Ratio purchases and Switches. Enjoy up to 20% lump sum payments annually and the flexibility to increase your payments by 20%! Plus, lock in this fully-loaded mortgage rate for up to 120 days—no hidden restrictions, just exceptional value.

5.49% - 6.99%

Even if you don’t qualify for our lowest rate, we’ve got plenty of low-rate options tailored to fit your unique situation. Your final rate depends on factors like your home equity and credit score, but with Genesis, you’ll always get the best-possible rate for your needs.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.