why choose us-The Genesis Group

About Genesis Group – A Trusted Mortgage Brokerage in Canada

Welcome to Genesis Group, a multi-award-winning and trusted mortgage brokerage in Canada dedicated to helping individuals and families achieve their homeownership dreams. Our experienced team of mortgage professionals provides personalized solutions, expert guidance, and access to the best mortgage rates nationwide.

For over a decade, we’ve been committed to providing tailored mortgage solutions, expert financial advice, and unwavering support to our clients. With a reputation built on integrity, innovation, and customer-first values, we continue to empower individuals and families across Canada with the tools and insights needed to make confident financial decisions.

Our Story – A Legacy of Trust and Excellence

From our humble beginnings to becoming one of Canada’s most trusted mortgage brokerages, Genesis Group has always focused on delivering exceptional service and building long-term relationships. Our journey is defined by a commitment to personalized service, a deep understanding of the mortgage landscape, and an unwavering dedication to our clients’ financial success.

Whether you’re purchasing your first home, refinancing, or investing, our team of experienced professionals is here to guide you every step of the way.

About Us-The Genesis Group

Award-Winning Mortgage Brokerage You Can Rely On

At Genesis Group, we are proud to be recognized as a leading name in the Canadian mortgage industry. Our commitment to excellence has earned us numerous accolades, including:

These awards reflect our dedication to delivering top-tier mortgage solutions, ensuring that our clients always receive the best service, rates, and advice.

Giving Back – Our Commitment to Canadian Communities

We believe in making a meaningful impact beyond mortgages. Over the years, Genesis Group has proudly donated over $1,000,000 to charitable organizations that align with our values of compassion and community support.

Charities We’ve Proudly Supported

  • 🏥 St. Joseph’s Health Centre Foundation – Supporting groundbreaking research and care.
  • ❤️ Diabetes Canada – Contributing to the fight against diabetes and providing support for those affected.
  • 🌍 Other Major Canadian Charities – Supporting various causes that create a better future for all Canadians.

Our commitment to giving back reflects our mission to help build not just homes but stronger, healthier communities.

Why Choose Genesis Group?

Choosing Genesis Group means partnering with a brokerage that puts your needs first. Our expert team provides:

  • Tailored Mortgage Solutions: Personalized financing plans that align with your unique financial situation.
  • Access to Canada’s Top Lenders: Ensuring the most competitive rates and flexible terms.
  • Proven Expertise: A decade of experience helping thousands of Canadians achieve their financial goals.
  • Award-Winning Service: Recognized for excellence in customer service and mortgage solutions.
  • A Commitment to Giving Back: Partner with a company that values community and social impact.

Start Your Journey Today and let Genesis Group be your trusted guide in achieving homeownership.

Meet Our Mortgage Experts

Our dedicated team of mortgage professionals is at the heart of what we do. Meet the experts behind our award-winning service and discover how they can help you achieve your goals.

Meet the Team

Let’s Connect – Get in Touch with Us

We’re here to answer all your mortgage questions and guide you through the financing process with ease. Whether you’re ready to apply or simply want to explore your options, we’re just a call away.

📞 Call us at +1-866-404-3637
📧 Email us at [email protected]
📍 Visit us in Ajax, Ontario

Get Started Today

Learn More About Genesis Group

What is Genesis Group and what services do you offer?

Genesis Group is a multi-award-winning mortgage brokerage in Canada specializing in residential, commercial, and land development financing. We help clients secure the best mortgage rates and offer personalized financial solutions.

We have over a decade of experience, helping thousands of clients across Canada achieve their homeownership and investment goals.

We are committed to giving back to our community and have donated over $1,000,000 to charitable organizations such as St. Jude’s, the Diabetes Association of Canada, and various local initiatives.

 We prioritize transparency, expert advice, and customer-first service. Our team takes the time to understand your needs and craft personalized mortgage strategies to fit your financial goals.

You can contact us via our website, phone, or visit our office for a consultation. We’re here to assist you every step of the way.

Yes! We proudly serve clients nationwide, offering customized mortgage solutions no matter where you are in Canada.

Our long-standing reputation, awards, client testimonials, and a dedicated team of professionals make us a top choice for mortgage solutions in Canada.

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5 Year - Variable

4.45%

This exclusive rate is available for High Ratio Mortgages and applies to both new purchases and some mortgage switches. With a guaranteed rate of Prime -1.00%, you’ll enjoy the freedom to make extra payments or increase your monthly payments by up to 20% per year.

And the best part? This is a full-frills mortgage—no hidden surprises or restrictive clauses like a bona fide sales clause!

Prime Rate @ 5.45%

4.45% - 5.50%

If you don’t qualify for our lowest advertised rate, don’t worry! We have other competitive options tailored to your needs. Factors such as your credit score and home equity will determine your final rate.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Open

4.95%

Enjoy a rate discount starting from Prime -0.50% for your term. This 5-year Adjustable Rate Mortgage (ARM) offers unmatched flexibility: pay it, lock it, break it, or change it—with no restrictions or penalties.

Perfect for insured, insurable, and uninsured new purchases and switches, this option is available for owner-occupied properties only.

Prime Rate @ 5.45%

4.95% - 6.75%

If you don’t qualify for our lowest advertised rate, don’t worry—there are still excellent low-rate options for you! Your final rate depends on factors such as your credit rating and home equity.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Fixed

4.24%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.24% - 5.69%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

4 Year - Fixed

4.59%

Take advantage of this competitive rate available for High Ratio purchases and select Insured transfers! Enjoy the flexibility of making up to 20% lump sum payments annually and increasing your regular payments by up to 20%. This is a full-featured mortgage designed to give you the freedom and flexibility you need. 

4.59% - 6.84%

If you don’t qualify for our lowest advertised rate, don’t worry—we’ve got a variety of low-rate options to fit your needs. The rates shown above reflect realistic scenarios and are influenced by factors like credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

3 Year - Fixed

4.39%

Take advantage of this fantastic rate available exclusively for High Ratio deals! With the flexibility to make up to 15% lump sum payments annually and the option to increase your regular payments by up to 15%, this is a full-featured mortgage that adapts to your needs. Lock in this rate for up to 120 days and plan your homeownership journey with confidence.

4.39% - 5.79%

Don’t worry if you don’t qualify for our lowest advertised rate—we’ve got you covered with a range of low-rate options tailored to fit your unique circumstances. The rates above reflect realistic scenarios based on factors such as credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

2 Year - Fixed

4.84%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.84% - 6.19%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

1 Year - Fixed

5.49%

Unlock this exclusive low rate for High Ratio purchases and Switches. Enjoy up to 20% lump sum payments annually and the flexibility to increase your payments by 20%! Plus, lock in this fully-loaded mortgage rate for up to 120 days—no hidden restrictions, just exceptional value.

5.49% - 6.99%

Even if you don’t qualify for our lowest rate, we’ve got plenty of low-rate options tailored to fit your unique situation. Your final rate depends on factors like your home equity and credit score, but with Genesis, you’ll always get the best-possible rate for your needs.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.