Simplify Your Investments with Blanket Mortgages in Canada

Managing multiple properties can be complex, but blanket mortgages offer the perfect solution for streamlining your investments. Whether you’re a real estate investor or managing multiple rental properties, Genesis Group provides tailored blanket mortgage solutions to consolidate your loans and reduce stress. Our team of experts helps Canadian property owners maximize their portfolios with simplified financing options that align with your unique goals.

Key Benefits of Blanket Mortgages with Genesis Group

  • 🏠 Simplified Financing: Combine multiple properties under a single loan for easy management.
  • 💵 Cost Savings: Reduce closing costs and other fees by consolidating properties.
  • 📈 Portfolio Expansion: Access equity from one property to finance new investments.
  • 🔒 Tailored Solutions: Flexible terms and payment options customized to your needs.
  • 🤝 Expert Guidance: Work with Canada’s top mortgage brokers to ensure success.

How Blanket Mortgages Work (Step-by-Step Guide)

  • Consult with an Expert:
    Our team will assess your portfolio and discuss your financing needs.

  • Evaluate Your Properties:
    We’ll determine the combined value of your properties and the ideal loan structure.

  • Customize Your Terms:
    Work with our experts to secure flexible terms and repayment options.

  • Streamline Your Loans:
    Consolidate your property mortgages into a single, manageable payment.

  • Grow Your Portfolio:
    Use the freed-up equity to expand your real estate investments.

Getting the right mortgage rate gif-The Genesis Group

5 Year - Fixed Term from

0 %

Get Started Now and Save Thousands!

No cost, no obligation—just your best rate in minutes.

At Genesis, we’re dedicated to securing the lowest rate possible for you. Your personalized rate depends on factors like credit score and home equity, in line with Canadian regulations. Get your tailored details quickly—with zero cost, zero obligation, and total peace of mind.

Term
Rates From
Payments as low as
1 Year Fixed
5.79%
$3,157/mo
2 Year Fixed
4.84%
$2,876/mo
3 Year Fixed
4.39%
$2,748/mo
4 Year Fixed
4.59%
$2,804/mo
5 Year Open
4.95%
$2,908/mo
5 Year Variable
4.45%
$2,736/mo
Illustration purposes only. Use our Genesis Mortgage Calculator for a more detailed look.
Blanket Mortgages in Canada-The Genesis Group

Why Choose Genesis Group for Blanket Mortgages in Canada?

  • Expertise You Can Trust: With years of experience, our award-winning team understands the unique challenges of managing multiple properties.
  • Tailored Solutions: We work closely with you to ensure your loan aligns with your investment goals.
  • Access to 65+ Lenders: Gain access to Canada’s top lenders and secure the most competitive rates.
  • Transparent Process: No hidden fees or surprises—just straightforward advice and exceptional service.

For more information about real estate financing in Canada, visit the Canada Mortgage and Housing Corporation (CMHC).

Discover the Key Benefits of Choosing Your Blanket Mortgage with Genesis Group.

⭐⭐⭐⭐⭐ Experience Guaranteed

  • If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more

    Samantha L Avatar Samantha L
    09/13/2024

    Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs

    Mark Winter Avatar Mark Winter
    11/13/2024

    As a first-time homebuyer, navigating the mortgage process can be incredibly daunting, but The Genesis Group made it not only manageable but truly rewarding. I had the distinct pleasure of... read more

    Rohan Spence Avatar Rohan Spence
    05/13/2024
  • Could not say enough about The Genesis Group. The level of dedication, professionalism, and knowledge is unmatched. When dealing with such a big life decision like buying a house -... read more

    Maria Woychyshyn Avatar Maria Woychyshyn
    11/13/2024

    From the very first meeting to the joyous moment of receiving my keys, The Genesis Group, under the astute leadership of Kirk Bryan, has been nothing short of spectacular in... read more

    Rohan Germain Avatar Rohan Germain
    01/13/2024

    Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more

    Sean P. Avatar Sean P.
    02/21/2024
  • My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more

    Laura Vescio Avatar Laura Vescio
    11/13/2024

    I had a great experience with The Genesis Group. The process was smooth, with clear communication and competitive rates. Their team was responsive and helpful throughout. Highly recommend!

    Breanna Bacik Avatar Breanna Bacik
    09/13/2024

    Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more

    Lui Vescio Jr. Avatar Lui Vescio Jr.
    12/13/2024
4.6
Based on 35 reviews
powered by Google

Gain access to our vast network of 65+ lenders offering tailored residential mortgages to suit your financial needs.

Ready to simplify your property management and grow your real estate portfolio? Contact us today for a free consultation!

Frequently Asked Questions

What is a blanket mortgage?

A blanket mortgage allows you to combine multiple properties under one loan, simplifying management and reducing costs.

Real estate investors, property managers, and landlords looking to consolidate multiple loans or expand their portfolios can benefit from a blanket mortgage.

By consolidating properties under a single loan, you can save on closing costs, administrative fees, and interest rates.

While blanket mortgages offer many benefits, they can also tie all properties to one loan. It’s essential to work with a trusted expert to evaluate your options.

Yes, refinancing is possible and can help you secure better terms or access additional equity for investments.

Lenders will assess factors such as your credit score, income, property values, and debt-to-income ratio to determine eligibility.

Simply book a free consultation with our team to explore your options and begin the process.

Scroll to Top

🛑 Before You Go – Get Exclusive Mortgage Rates!

💡 Canada’s Lowest Mortgage Rates Are Just a Click Away!
🔹 Get exclusive lender discounts & special promotions
🔹 Free mortgage rate updates to stay ahead
🔹 Access expert mortgage insights before making a big decision

📩 Enter your email to unlock the best mortgage rates:

📌 No spam, just real savings. Unsubscribe anytime

5 Year - Variable

4.45%

This exclusive rate is available for High Ratio Mortgages and applies to both new purchases and some mortgage switches. With a guaranteed rate of Prime -1.00%, you’ll enjoy the freedom to make extra payments or increase your monthly payments by up to 20% per year.

And the best part? This is a full-frills mortgage—no hidden surprises or restrictive clauses like a bona fide sales clause!

Prime Rate @ 5.45%

4.45% - 5.50%

If you don’t qualify for our lowest advertised rate, don’t worry! We have other competitive options tailored to your needs. Factors such as your credit score and home equity will determine your final rate.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Open

4.95%

Enjoy a rate discount starting from Prime -0.50% for your term. This 5-year Adjustable Rate Mortgage (ARM) offers unmatched flexibility: pay it, lock it, break it, or change it—with no restrictions or penalties.

Perfect for insured, insurable, and uninsured new purchases and switches, this option is available for owner-occupied properties only.

Prime Rate @ 5.45%

4.95% - 6.75%

If you don’t qualify for our lowest advertised rate, don’t worry—there are still excellent low-rate options for you! Your final rate depends on factors such as your credit rating and home equity.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Fixed

4.24%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.24% - 5.69%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

4 Year - Fixed

4.59%

Take advantage of this competitive rate available for High Ratio purchases and select Insured transfers! Enjoy the flexibility of making up to 20% lump sum payments annually and increasing your regular payments by up to 20%. This is a full-featured mortgage designed to give you the freedom and flexibility you need. 

4.59% - 6.84%

If you don’t qualify for our lowest advertised rate, don’t worry—we’ve got a variety of low-rate options to fit your needs. The rates shown above reflect realistic scenarios and are influenced by factors like credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

3 Year - Fixed

4.39%

Take advantage of this fantastic rate available exclusively for High Ratio deals! With the flexibility to make up to 15% lump sum payments annually and the option to increase your regular payments by up to 15%, this is a full-featured mortgage that adapts to your needs. Lock in this rate for up to 120 days and plan your homeownership journey with confidence.

4.39% - 5.79%

Don’t worry if you don’t qualify for our lowest advertised rate—we’ve got you covered with a range of low-rate options tailored to fit your unique circumstances. The rates above reflect realistic scenarios based on factors such as credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

2 Year - Fixed

4.84%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.84% - 6.19%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

1 Year - Fixed

5.49%

Unlock this exclusive low rate for High Ratio purchases and Switches. Enjoy up to 20% lump sum payments annually and the flexibility to increase your payments by 20%! Plus, lock in this fully-loaded mortgage rate for up to 120 days—no hidden restrictions, just exceptional value.

5.49% - 6.99%

Even if you don’t qualify for our lowest rate, we’ve got plenty of low-rate options tailored to fit your unique situation. Your final rate depends on factors like your home equity and credit score, but with Genesis, you’ll always get the best-possible rate for your needs.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

Request Your Free Consultation

Need Financing? Let’s Get Started!