Award-Winning Mortgage Broker in Edmonton | Lowest Rates & Fast Approvals

The Power Play: Why Genesis Group Is Your Top Choice

Get the Best Mortgage Rates in Edmonton Today!

  • Lowest Rates | Fast Approvals | Expert Advice
  • Multi-Award-Winning Mortgage Brokerage
  • 5-Star Google Reviews from Happy Clients

Whether you’re a first-time buyer, self-employed, refinancing, or investing, we can help.

Mortgage broker Edmonton-the Genesis Group

Why Choose Genesis Group?

  • Multi-Award-Winning Brokerage: Recognized among Canada’s top mortgage firms for over a decade.
  • Exclusive Access to 65+ Lenders: We secure deals you can’t get on your own.
  • 5-Star Rated on Google: Edmonton homeowners trust us for their mortgage needs.
  • Fast & Hassle-Free Approvals: Our streamlined approach means you get approved quicker.
  • Expert Guidance from Start to Finish: We negotiate on your behalf, saving you time and stress.
  • As a first-time homebuyer, navigating the mortgage process can be incredibly daunting, but The Genesis Group made it not only manageable but truly rewarding. I had the distinct pleasure of... read more

    Rohan Spence Avatar Rohan Spence
    05/13/2024

    If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more

    Samantha L Avatar Samantha L
    09/13/2024

    From the very first meeting to the joyous moment of receiving my keys, The Genesis Group, under the astute leadership of Kirk Bryan, has been nothing short of spectacular in... read more

    Rohan Germain Avatar Rohan Germain
    01/13/2024
  • The Genesis Group exceeded my expectations! Purchasing an investment can be a scary process especially during this unprecedented time. I had the pleasure of working with Kirk and his assistant... read more

    S T Avatar S T
    01/13/2023

    Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more

    Sean P. Avatar Sean P.
    02/21/2024

    Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more

    Lui Vescio Jr. Avatar Lui Vescio Jr.
    12/13/2024
  • Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs

    Mark Winter Avatar Mark Winter
    11/13/2024

    My partner and I have been in our first home for over a month now and we cannot thank Kirk and The Genesis Team enough! Kirk was patient, professional, supportive,... read more

    stephanie B Avatar stephanie B
    01/13/2023

    I had a great experience with The Genesis Group. The process was smooth, with clear communication and competitive rates. Their team was responsive and helpful throughout. Highly recommend!

    Breanna Bacik Avatar Breanna Bacik
    09/13/2024
4.6
Based on 35 reviews
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How We Compare – Our Competitive Advantage

Feature The Genesis Group Big Banks Other Brokers
Access to 65+ Lenders ✅ Yes ❌ No 🔸 Sometimes
Fast Pre-Approvals (< 24 hrs) ✅ Yes ❌ No 🔸 Sometimes
Lowest Mortgage Rates ✅ Yes ❌ No 🔸 Sometimes
Dedicated Mortgage Experts ✅ Yes ❌ No 🔸 Sometimes
No Hidden Fees ✅ Yes ❌ No 🔸 Sometimes

Don’t settle for less. Work with Toronto’s #1 Mortgage Brokerage and save big.

Mortgage Rates & Potential Savings

Today’s Best Mortgage Rates in Edmonton

Mortgage Term Rates From Payments
6 Month Fixed 2.99% $2,368/mo

Rate Range: 2.99% - 5.50%
Payments: $2,368/mo on $500K
Enjoy a short-term fixed rate with flexibility for your financial needs. Ideal for those looking to refinance or test the waters with a competitive, low introductory rate.

Get Your Best Rate
1 Year Fixed 5.79% $3,157/mo

Rate Range: 5.79%
Payments: $3,157/mo on $500K
Lock in your rate for one year and enjoy predictable monthly payments. Perfect for short-term planning or those expecting changes in the near future.

Get Your Best Rate
2 Year Fixed 4.84% $2,876/mo

Rate Range: 4.84%
Payments: $2,876/mo on $500K
A two-year fixed term offers balance between flexibility and stability. Ideal for homeowners seeking a mid-term commitment with competitive rates.

Get Your Best Rate
3 Year Fixed 3.99% $2,627/mo

Rate Range: 3.99%
Payments: $2,627/mo on $500K
Secure your rate for three years and benefit from stability. A great choice for buyers or refinancers who want predictable payments over the medium term.

Get Your Best Rate
4 Year Fixed 4.59% $2,804/mo

Rate Range: 4.59%
Payments: $2,804/mo on $500K
Four years of consistent payments at a competitive fixed rate. Great for those who want stability with a slightly longer-term plan.

Get Your Best Rate

Rate Range: 3.99%
Payments: $2,627/mo on $500K
One of our most popular options! Lock in for five years and enjoy long-term stability with rates designed to save you money.

Get This Rate Now
5 Year Open 4.95% $2,908/mo

Rate Range: 4.95%
Payments: $2,908/mo on $500K
Flexibility at its best! A 5-year open rate allows you to pay off your mortgage early without penalties while enjoying competitive rates.

Get Your Best Rate
5 Year Variable 4.45% $2,736/mo

Rate Range: 4.45%
Payments: $2,736/mo on $500K
Take advantage of historically lower rates with our 5-year variable term. Ideal for those who want to benefit from potential rate drops over time.

Get Your Best Rate

*Disclaimer: If you don’t meet the requirements for our lowest advertised rates, don’t worry—Genesis Group has a wide range of competitive mortgage options to suit your needs! The rates displayed above represent realistic options if the outlined criteria aren’t fully met. Factors such as your credit score, down payment amount, and property details may impact your final rate. We’re dedicated to finding the best-possible solution for your unique situation.

Additional fees or premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending options.

Get Pre-Approved in Minutes!

Stop Overpaying on Your Mortgage – Trust the Best in Edmonton!

  • First-Time Buyers | Self-Employed | Refinancing | Investment Properties

Get Expert Guidance & Unbeatable Rates – Apply Today!

For the latest insights on mortgage regulations and lending guidelines, visit the Canada Mortgage and Housing Corporation (CMHC)—a trusted resource for homebuyers, investors, and industry professionals.

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5 Year - Variable

4.45%

This exclusive rate is available for High Ratio Mortgages and applies to both new purchases and some mortgage switches. With a guaranteed rate of Prime -1.00%, you’ll enjoy the freedom to make extra payments or increase your monthly payments by up to 20% per year.

And the best part? This is a full-frills mortgage—no hidden surprises or restrictive clauses like a bona fide sales clause!

Prime Rate @ 5.45%

4.45% - 5.50%

If you don’t qualify for our lowest advertised rate, don’t worry! We have other competitive options tailored to your needs. Factors such as your credit score and home equity will determine your final rate.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Open

4.95%

Enjoy a rate discount starting from Prime -0.50% for your term. This 5-year Adjustable Rate Mortgage (ARM) offers unmatched flexibility: pay it, lock it, break it, or change it—with no restrictions or penalties.

Perfect for insured, insurable, and uninsured new purchases and switches, this option is available for owner-occupied properties only.

Prime Rate @ 5.45%

4.95% - 6.75%

If you don’t qualify for our lowest advertised rate, don’t worry—there are still excellent low-rate options for you! Your final rate depends on factors such as your credit rating and home equity.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

5 Year - Fixed

4.24%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.24% - 5.69%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

4 Year - Fixed

4.59%

Take advantage of this competitive rate available for High Ratio purchases and select Insured transfers! Enjoy the flexibility of making up to 20% lump sum payments annually and increasing your regular payments by up to 20%. This is a full-featured mortgage designed to give you the freedom and flexibility you need. 

4.59% - 6.84%

If you don’t qualify for our lowest advertised rate, don’t worry—we’ve got a variety of low-rate options to fit your needs. The rates shown above reflect realistic scenarios and are influenced by factors like credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

3 Year - Fixed

4.39%

Take advantage of this fantastic rate available exclusively for High Ratio deals! With the flexibility to make up to 15% lump sum payments annually and the option to increase your regular payments by up to 15%, this is a full-featured mortgage that adapts to your needs. Lock in this rate for up to 120 days and plan your homeownership journey with confidence.

4.39% - 5.79%

Don’t worry if you don’t qualify for our lowest advertised rate—we’ve got you covered with a range of low-rate options tailored to fit your unique circumstances. The rates above reflect realistic scenarios based on factors such as credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

2 Year - Fixed

4.84%

Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.

4.84% - 6.19%

Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

1 Year - Fixed

5.49%

Unlock this exclusive low rate for High Ratio purchases and Switches. Enjoy up to 20% lump sum payments annually and the flexibility to increase your payments by 20%! Plus, lock in this fully-loaded mortgage rate for up to 120 days—no hidden restrictions, just exceptional value.

5.49% - 6.99%

Even if you don’t qualify for our lowest rate, we’ve got plenty of low-rate options tailored to fit your unique situation. Your final rate depends on factors like your home equity and credit score, but with Genesis, you’ll always get the best-possible rate for your needs.

Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.

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