1-866-40-GENESIS
Mortgage Purchase Solutions in Canada –Your Path to Homeownership Starts Here
Your dream home might need a little work to be perfect—and we’re here to help you make it happen. With our Purchase Plus Improvement Mortgage in Canada, you can combine the cost of your home and renovations into one convenient financing solution. Whether it’s upgrading the kitchen, adding a new roof, or modernizing your living space, our team ensures you get the funding you need with competitive rates and expert guidance. Let Genesis Group help you build the home you’ve always envisioned.
For more detailed information on mortgage insurance, down payment requirements, and homeownership programs, visit the official Canada Mortgage and Housing Corporation (CMHC) website.
Why Choose Our Purchase Plus Improvement Mortgage Solutions?
Seamless Financing: Combine home purchase and improvement costs into one manageable mortgage.
Competitive Rates: Access market-leading rates through our network of 65+ lenders.
Tailored for You: Flexible options to suit your renovation plans and budget.
Expert Guidance: Work with our award-winning mortgage brokers for a stress-free experience.
Fast Approvals: Start your renovation journey sooner with our streamlined process.
5 Year - Fixed Term from
Get Started Now and Save Thousands!
No cost, no obligation—just your best rate in minutes.
At Genesis, we’re dedicated to securing the lowest rate possible for you. Your personalized rate depends on factors like credit score and home equity, in line with Canadian regulations. Get your tailored details quickly—with zero cost, zero obligation, and total peace of mind.
How It Works (Step-by-Step Guide)
- Consultation with Experts: Share your home purchase and improvement goals with our brokers.
- Pre-Approval Process: Understand your borrowing capacity and renovation budget.
- Get Your Offer Accepted: Secure your dream home with confidence.
- Renovation Budget Approval: Include detailed renovation plans for financing approval.
- Access Funds and Upgrade: Begin renovations once your purchase is complete.
Discover the Key Benefits of Choosing Your Purchase Plus Improvement Mortgage with Genesis Group.
Experience Guaranteed
-
I had a great experience with The Genesis Group. The process was smooth, with clear communication and competitive rates. Their team was responsive and helpful throughout. Highly recommend!
Breanna Bacik
09/13/2024Could not say enough about The Genesis Group. The level of dedication, professionalism, and knowledge is unmatched. When dealing with such a big life decision like buying a house -... read more
Maria Woychyshyn
11/13/2024The Genesis Group exceeded my expectations! Purchasing an investment can be a scary process especially during this unprecedented time. I had the pleasure of working with Kirk and his assistant... read more
S T
01/13/2023 -
As a first-time homebuyer, navigating the mortgage process can be incredibly daunting, but The Genesis Group made it not only manageable but truly rewarding. I had the distinct pleasure of... read more
Rohan Spence
05/13/2024My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more
Laura Vescio
11/13/2024Was a great experience working with Kirk and his team. They not only helped me refinance my mortgage on my house, they also assisted me in a commercial business acquisition.... read more
Sean P.
02/21/2024 -
Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more
Lui Vescio Jr.
12/13/2024Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs
Mark Winter
11/13/2024If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more
Samantha L
09/13/2024
Gain access to our vast network of 65+ lenders offering tailored residential mortgages to suit your financial needs.
Take the First Step Towards Homeownership! Our experts are ready to help you secure the best mortgage purchase solutions tailored to your goals. Contact us today for a free consultation!
Frequently Asked Questions
What documents do I need to apply for a mortgage purchase?
Common documents include proof of income, tax returns, credit history, and details about the property you plan to purchase.
How much can I afford to borrow for a home purchase?
Your borrowing capacity depends on factors like your income, credit score, down payment, and debt-to-income ratio.
What is the difference between fixed and variable mortgage rates?
A fixed-rate mortgage offers predictable payments, while a variable rate may fluctuate based on market conditions, potentially saving you money.
What are closing costs when purchasing a home?
Closing costs typically range between 1.5% to 4% of the home’s purchase price and include legal fees, land transfer taxes, and inspection costs.
How long does the mortgage approval process take?
The process can take anywhere from a few days to a few weeks, depending on your financial profile and the lender’s requirements.
Can I buy a home with a low down payment?
Yes! Many lenders offer mortgage options with as little as 5% down, with CMHC-insured mortgages available for eligible buyers.
What happens after I receive my mortgage pre-approval?
Once pre-approved, you can start house hunting with confidence, knowing your budget and securing financing faster when you find the right home.
