Mortgage rates in Regina can change quickly. You can secure yours for up to 120 days (depending on your lender). Whether you’re buying, renewing, or refinancing, we’ll help you lock in a competitive rate with expert advice. Don’t wait—your path to savings starts now!
Best Mortgage Rates in Regina
5-Year Fixed*
0
%
5-Year Variable*
0
%
(Most Banks’ Prime Rate: 6.95%)
Shop 65+ lenders in one place. Save time and money today!
*Rates shown are for informational purposes only and are subject to change without notice. Please contact Genesis Group for the most up-to-date rates and terms.
Genesis Group is not liable for any discrepancies or inaccuracies in the displayed rates.
Rates last updated:
Compare the Best Mortgage Rates in Regina
| Mortgage Term | Rates From | Payments | |
|---|---|---|---|
| 6 Month Fixed | 2.99% | $2,368/mo | |
|
Rate Range: 2.99% - 5.50% |
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| 1 Year Fixed | 5.79% | $3,157/mo | |
|
Rate Range: 5.79% |
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| 2 Year Fixed | 4.84% | $2,876/mo | |
|
Rate Range: 4.84% |
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| 3 Year Fixed | 3.99% | $2,627/mo | |
|
Rate Range: 3.99% |
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| 4 Year Fixed | 4.59% | $2,804/mo | |
|
Rate Range: 4.59% |
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| 5 Year Fixed MOST POPULAR | 3.99% | $2,627/mo | |
|
Rate Range: 3.99% |
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| 5 Year Open | 4.95% | $2,908/mo | |
|
Rate Range: 4.95% |
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| 5 Year Variable | 4.45% | $2,736/mo | |
|
Rate Range: 4.45% |
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*Disclaimer: If you don’t meet the requirements for our lowest advertised rates, don’t worry—Genesis Group has a wide range of competitive mortgage options to suit your needs! The rates displayed above represent realistic options if the outlined criteria aren’t fully met. Factors such as your credit score, down payment amount, and property details may impact your final rate. We’re dedicated to finding the best-possible solution for your unique situation.
Additional fees or premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending options.
Unlock Your Lowest Rate in Regina Today – Guaranteed
Save more on your mortgage with Genesis Group. We’ll help you lock in a top-notch rate, so you can keep more of your money for what really matters
Mortgage Rates Regina – The Genesis Group
Find the Best Mortgage Rates in Regina with Genesis Group
In Regina, scoring a great mortgage rate can lead to big savings. Our award-winning Genesis Group team has over 12 years of experience in helping homeowners save—often more than $3,000, and sometimes as much as $15,000, depending on their specific situation.
Using our high-volume deals, we negotiate special rate discounts, even if you’d like to stay with your current bank. We’ve consistently managed rates about 0.20% lower than many big banks and competitors.
Why Choose Genesis Group?
Whether you’re a first-time buyer, looking into a vacation or investment property, or wanting to refinance or renew, our award-winning brokers deliver:
- 65+ Lenders all in one place
- Tailored Solutions for your goals and budget
- Friendly Expertise to guide you every step of the way
Complex Mortgage Needs? We’ve Got You Covered
If you don’t fit the big-bank blueprint, we offer short-term or special mortgage solutions. Whether you need debt consolidation, equity access, or have a unique financial puzzle, Genesis Group simplifies it so you can relax.
What Impacts Your Mortgage Rate?
Your mortgage rate depends on several factors, including:
- Your down payment percentage compared to the overall mortgage size.
- Your credit score and financial history.
- Your purchase timeline and loan type.
We’re here to simplify the process. Our expert agents will explain the details, answer your questions, and help you make informed decisions to save thousands over the life of your mortgage.
Talk to Us Today
At Genesis Group, our success is measured by how much money you keep. Whether you call, visit, or apply online, we’ll help you find the best mortgage rates in Regina.
Your Path to Financial Freedom Starts Here.
Securing Your Best Rate Is Our Mission
Your Key to the Best Mortgage Rates? Genesis Group’s Expert Brokers.
At Genesis Group, our award-winning brokers are highly trained professionals with access to a wide range of mortgage products tailored to fit your unique needs. We understand how crucial it is to secure the right mortgage—on time, stress-free, and at the most competitive rate.
Got a complex situation? No problem. Our team simplifies even the most intricate details, guiding you every step of the way with personalized service that puts you first.
Experience unparalleled 5-star service today. Whether it’s your first mortgage or a refinance, we’re here to build a savings relationship you can count on for years to come.
Start your journey today—apply online, give us a call, or meet us in person. Need a broker who speaks your language or prefers a Mobile Agent to meet you where you are? Explore our directory to find your perfect match.
Saskatchewan’s Housing Market: Facing Challenges & Opportunities with Genesis Group
Regina, Saskatchewan’s capital, is known for its friendly vibe and solid economic base. But as the city grows, housing supply can’t always keep up, so locking in a low mortgage rate is crucial for making your homeownership dreams a reality.
In October 2024, Regina’s housing market saw about a 34% jump in sales year-over-year and a 14% lift from last month. Although that’s still below the 10-year average, areas like Lakeview and Harbour Landing noticed bigger gains. Meanwhile, new listings crept up roughly 3.1%, but that wasn’t enough to meet buyer demand, lowering overall inventory to 3.1 months from 3.9 in September.
Housing Affordability Still Top of Mind
While Regina is more affordable than some major Canadian cities, home prices have continued to rise:
- The average home price went up 3.1% year-over-year to about $340,000, climbing from $330,000 the month before.
- Cathedral: Up 4.0%
- East Regina: Up 3.5%
What’s Next for Regina’s Housing?
Experts predict a gradual drop in interest rates heading into 2025, which could help lower monthly payments for some. But many homeowners face mortgage renewals soon, which may spark more listings, especially by Spring 2025.
At Genesis Group, we recognize Regina’s unique market environment. Whether you’re a brand-new buyer, upsizing, or renewing, we’ll guide you each step of the way and find the mortgage that fits just right.
Source: Sagen Housing Market Updates
Genesis Group: Your Trusted Partner in Regina’s Changing Housing Scene.
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