Reading Time: 6 minutesA Down Payment Is Your Ticket to Adulting Hello, all you amazing Millennials! Ready to grab the golden key to your first home? 🏠While owning a place might seem like level 10 of adulting, don’t fret. The first big boss you have to beat is saving for a down payment. Sounds daunting? Don’t worry! […]
How to Save for a Down Payment in Canada: Tips for Millennials Read More »
Reading Time: 6 minutesThe Dream of Buying Your First Home Hey there, future homeowners! So you’ve decided to take the big leap and buy your very first home. That’s awesome! 🏠But let’s be honest—getting your dream home in Canada can feel like trying to score the ultimate loot in a video game. There are levels to cross,
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Reading Time: 6 minutesHey there, future Canadian homeowners! 🏡 Have you ever wondered what it’s like to own a home in Canada, especially if you’re new to this awesome country? If you have, then you’re in the right place! Today we’re going on an exciting journey to explore how you can get a mortgage—that’s like a long-term loan
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This exclusive rate is available for High Ratio Mortgages and applies to both new purchases and some mortgage switches. With a guaranteed rate of Prime -1.00%, you’ll enjoy the freedom to make extra payments or increase your monthly payments by up to 20% per year.
And the best part? This is a full-frills mortgage—no hidden surprises or restrictive clauses like a bona fide sales clause!
Prime Rate @ 5.45%
If you don’t qualify for our lowest advertised rate, don’t worry! We have other competitive options tailored to your needs. Factors such as your credit score and home equity will determine your final rate.
Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.
Enjoy a rate discount starting from Prime -0.50% for your term. This 5-year Adjustable Rate Mortgage (ARM) offers unmatched flexibility: pay it, lock it, break it, or change it—with no restrictions or penalties.
Perfect for insured, insurable, and uninsured new purchases and switches, this option is available for owner-occupied properties only.
Prime Rate @ 5.45%
If you don’t qualify for our lowest advertised rate, don’t worry—there are still excellent low-rate options for you! Your final rate depends on factors such as your credit rating and home equity.
Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.
Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.
Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.
Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.
Take advantage of this competitive rate available for High Ratio purchases and select Insured transfers! Enjoy the flexibility of making up to 20% lump sum payments annually and increasing your regular payments by up to 20%. This is a full-featured mortgage designed to give you the freedom and flexibility you need.Â
If you don’t qualify for our lowest advertised rate, don’t worry—we’ve got a variety of low-rate options to fit your needs. The rates shown above reflect realistic scenarios and are influenced by factors like credit score, home equity, and financial profile.
Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.
Take advantage of this fantastic rate available exclusively for High Ratio deals! With the flexibility to make up to 15% lump sum payments annually and the option to increase your regular payments by up to 15%, this is a full-featured mortgage that adapts to your needs. Lock in this rate for up to 120 days and plan your homeownership journey with confidence.
Don’t worry if you don’t qualify for our lowest advertised rate—we’ve got you covered with a range of low-rate options tailored to fit your unique circumstances. The rates above reflect realistic scenarios based on factors such as credit score, home equity, and financial profile.
Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.
Lock in this competitive rate for High Ratio purchases! Enjoy the flexibility of making up to 20% lump sum payments annually, plus the option to increase your regular payments by up to 20%—perfect for managing your mortgage your way. Secure this rate for up to 120 days, giving you the confidence to plan ahead.
Even if you don’t qualify for our lowest advertised rate, we’re here to help with a variety of competitive options designed to meet your needs. The rates above reflect realistic possibilities based on factors such as your credit score, home equity, and financial profile.
Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.
Unlock this exclusive low rate for High Ratio purchases and Switches. Enjoy up to 20% lump sum payments annually and the flexibility to increase your payments by 20%! Plus, lock in this fully-loaded mortgage rate for up to 120 days—no hidden restrictions, just exceptional value.
Even if you don’t qualify for our lowest rate, we’ve got plenty of low-rate options tailored to fit your unique situation. Your final rate depends on factors like your home equity and credit score, but with Genesis, you’ll always get the best-possible rate for your needs.
Note: Additional premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending solutions.
