Mortgage rates in Saskatoon can change quickly—lock yours in for up to 120 days (lender rules may differ). Whether buying, renewing, or refinancing, we’ll secure a competitive rate and give you expert guidance for your next mortgage move. Don’t wait—start saving now!
Best Mortgage Rates in Saskatoon
5-Year Fixed*
0
%
5-Year Variable*
0
%
(Most Banks’ Prime Rate: 6.95%)
Shop 65+ lenders in one place. Save time and money today!
*Rates shown are for informational purposes only and are subject to change without notice. Please contact Genesis Group for the most up-to-date rates and terms.
Genesis Group is not liable for any discrepancies or inaccuracies in the displayed rates.
Rates last updated:
Compare the Best Mortgage Rates in Saskatoon
| Mortgage Term | Rates From | Payments | |
|---|---|---|---|
| 6 Month Fixed | 2.99% | $2,368/mo | |
|
Rate Range: 2.99% - 5.50% |
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| 1 Year Fixed | 5.79% | $3,157/mo | |
|
Rate Range: 5.79% |
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| 2 Year Fixed | 4.84% | $2,876/mo | |
|
Rate Range: 4.84% |
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| 3 Year Fixed | 3.99% | $2,627/mo | |
|
Rate Range: 3.99% |
|||
| 4 Year Fixed | 4.59% | $2,804/mo | |
|
Rate Range: 4.59% |
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| 5 Year Fixed MOST POPULAR | 3.99% | $2,627/mo | |
|
Rate Range: 3.99% |
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| 5 Year Open | 4.95% | $2,908/mo | |
|
Rate Range: 4.95% |
|||
| 5 Year Variable | 4.45% | $2,736/mo | |
|
Rate Range: 4.45% |
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*Disclaimer: If you don’t meet the requirements for our lowest advertised rates, don’t worry—Genesis Group has a wide range of competitive mortgage options to suit your needs! The rates displayed above represent realistic options if the outlined criteria aren’t fully met. Factors such as your credit score, down payment amount, and property details may impact your final rate. We’re dedicated to finding the best-possible solution for your unique situation.
Additional fees or premiums may apply for rental properties, extended amortizations, non-standard properties, or alternative lending options.
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Mortgage Rates Saskatoon – The Genesis Group
Find the Best Mortgage Rates in Saskatoon with Genesis Group
Securing a low mortgage rate in Saskatoon can lead to big savings. Our award-winning Genesis Group team has 12+ years of experience doing exactly that. Many of our clients end up saving more than $3,000—and in some cases, $15,000 or beyond, depending on their situation.
Because we handle a large volume of mortgages, we can arrange special discounts—even with your current bank. Our rates often beat many banks and competitors by about 0.20% on average.
Why Choose Genesis Group?
Whether you’re a first-time buyer, checking out a cabin by the lake, or seeking to refinance or renew, our award-winning brokers have:
- Access to 65+ lenders in one convenient place.
- Customized solutions that fit your budget and goals.
- Friendly expertise so you can feel confident every step of the way.
Complex Mortgage Needs? We’ve Got You Covered
Some mortgage needs don’t fit the usual bank mold. If you need short-term or flexible solutions—maybe to consolidate debt or unlock home equity—Genesis Group can guide you easily. We handle the complicated details, so your mortgage can be stress-free.
What Impacts Your Mortgage Rate?
Your mortgage rate depends on several factors, including:
- Your down payment percentage compared to the overall mortgage size.
- Your credit score and financial history.
- Your purchase timeline and loan type.
We’re here to simplify the process. Our expert agents will explain the details, answer your questions, and help you make informed decisions to save thousands over the life of your mortgage.
Talk to Us Today
Here at Genesis Group, we measure success by how much money you keep. Whether you call, visit us, or apply online, we’re ready to find the best mortgage rates in Saskatoon just for you.
Your Path to Financial Freedom Starts Here.
Securing Your Best Rate Is Our Mission
Your Key to the Best Mortgage Rates? Genesis Group’s Expert Brokers.
At Genesis Group, our award-winning brokers are highly trained professionals with access to a wide range of mortgage products tailored to fit your unique needs. We understand how crucial it is to secure the right mortgage—on time, stress-free, and at the most competitive rate.
Got a complex situation? No problem. Our team simplifies even the most intricate details, guiding you every step of the way with personalized service that puts you first.
Experience unparalleled 5-star service today. Whether it’s your first mortgage or a refinance, we’re here to build a savings relationship you can count on for years to come.
Start your journey today—apply online, give us a call, or meet us in person. Need a broker who speaks your language or prefers a Mobile Agent to meet you where you are? Explore our directory to find your perfect match.
Saskatchewan’s Housing Market: Navigating Challenges & Opportunities with Genesis Group
Saskatoon is Saskatchewan’s largest city, recognized for its friendly neighborhoods and strong economy. However, with more people looking for homes, supply can be tight—making a great mortgage rate more important than ever.
In October 2024, Saskatoon’s housing market jumped by about 34% in sales year-over-year and 14% from last month. Though it’s still under its 10-year average, areas like Nutana and Stonebridge saw noticeable gains. New listings rose roughly 3.1%, but this hasn’t matched demand, leaving inventory lower at 3.1 months—down from 3.9 last month.
Housing Affordability Remains a Priority
While Saskatoon is more affordable than some bigger Canadian cities, home prices still increased:
- Average prices are up 3.1% year-over-year, nearing $370,000, from $358,000 the month before.
- Downtown Saskatoon: Up 4.2%
- Silverwood Heights: Up 3.9%
What’s Ahead for Saskatoon’s Housing Scene?
Many experts predict interest rates might slowly drop into 2025, helping lower monthly payments for some. But a wave of mortgage renewals could shake things up further, especially when Spring 2025 arrives and more listings might hit the market.
At Genesis Group, we understand Saskatoon’s unique situation. Whether you’re a first-time buyer, moving up, or renewing an existing mortgage, we’ll guide you every step of the way and find a mortgage solution that fits perfectly.
Source: Sagen Housing Market Updates
Genesis Group: Your Trusted Friend in Saskatoon’s Dynamic Housing Market.
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